In this episode of the Kim Munson Show, we delve into the heart of current political and administrative issues with community and legislative impacts. Kim opens the show discussing the importance of understanding the distinction between freedom and force, and how this ideology shapes public policies. The conversation transitions into updates on the Tina Peters situation, exploring the ramifications of her legal battles and what they mean for political prisoners and justice in America.
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It’s the Kim Monson Show, analyzing the most important stories.
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I find that it takes work to get your brain around these ideas, and it takes work to engage in these conversations.
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The latest in politics and world affairs.
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With what is happening down at the Statehouse, I used to think that it was above my pay grade to read the legislation, and it’s not.
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Today’s current opinions and ideas.
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I see big danger in as much as we will be giving an unelected bureaucrat the power to make rules about what we inject into our bodies.
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Is it freedom or is it force? Let’s have a conversation.
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Indeed. Let’s have a conversation. And welcome to the Kim Monson Show. Thank you so much for joining us. You each are treasured. You’re valued. You have purpose. Today, strive for excellence. Take care of your heart, your soul, your mind, and your body. My friends, we were made for this moment in history. Thank you to the team. That’s Producer Joe, Luke, Rachel, Zach, Echo, Charlie, Mike, Teresa, Amanda, and all the people here at Crawford Broadcasting. Happy Thursday, Producer Joe. Happy Thursday, Kim. And we’ve got another great show planned for you. So hopefully we’ve got a lot that you’ll learn about what’s going on out there. You can check out my website, though. Let’s do that. That’s Kim Monson, M-O-N-S-O-N dot com. And while you’re there, make sure you are signed up for our weekly email newsletter. It comes out on Sundays. And that way you will get first look at our upcoming guests as well as our most recent essays. You can email me at Kim at Kim Monson dot com. Our text line is 720-605-0647. Thank you to all of you who support us. We are an independent voice on an independent station searching for truth and clarity as we look at these issues through this lens of freedom versus force, force versus freedom. If something’s a good idea, you should not have to force people to do it. And it’s never compassionate nor altruistic to take other people’s stuff, whether or not it’s their rights, their property, freedom, livelihood, opportunity, childhood, or lives, via force. Force can be a weapon, but we see it now. Policy and unpredictable and excessive taxation, forced fees, coercion, fear, government-induced inflation, the agenda of the World Economic Forum and the globalist elites playing out certainly through the United Nations, but now we see it playing out all the way to municipal government and certainly at this legislature and this Colorado governor as well. And the Colorado legislature convened yesterday. It will meet through mid-May. My ear to the ground is saying that it seems like it would be impossible that they could pass more laws that would be more onerous regarding our… Our individual micro affordability of our lives. But my understanding is that there’s some nefarious things that are planned. So stay tuned. We will keep track of all that. But remember, if something’s a good idea, you shouldn’t have to use force to implement it. And on the show, we focus on the issues and the people pushing those issues. We stay out of the personality stuff. We try to stay reasoned, rational conversations. And when you get emotion involved, you don’t make as good of decisions. Let’s see. Next thing, I want to say thank you to Laramie Energy for their gold sponsorship of the show. It is reliable, efficient, affordable, and abundant power from naturally occurring hydrocarbons such as oil, natural gas, and coal. that powers our lives, fuels our hopes and dreams, and empowers us to change our own personal climate. And if you are having any challenges with your own personal climate, being warm in the winter, cool in the summer, be sure to reach out to Ben’s Plumbing, Heating, and Cooling. And you can find their information on my website. All my sponsors are there, so be sure and check that out. Our word of the day, thank you to Meg. Last night the girls came over and she said she’d heard this word and it was kind of a fun word. It’s nugatory or nugatory. Let’s see, yeah, nugatory, there we go. It’s N-U-G-A-T-O-R-Y, it’s an adjective. It could be of little or no importance, trifling. And number two, it could be unveiling, futile or invalid. So there you go, nugatory is the word of the day. And our quote of the day is from Norman Vincent Peale. He was born in 1898, died in 1993. He was an American Protestant clergyman and author best known for popularizing the concept of positive thinking, especially through his best-selling book, The Power of Positive Thinking, which he published in 1952. He served as the pastor of Marble Collegiate Church, New York, From 1932 leading to this Reformed Church in America congregation for more than a half century until his retirement in 1984. And alongside his pulpit ministry, he had an extensive career of writing and editing and radio and television presentations. Despite arguing at times against involvement of clergy and politics, he nevertheless had some controversial affiliations with politically active organizations in the late 1930s and engaged with national political candidates in their campaigns, having influence on some, including a personal friendship with President Richard Nixon. But he said this, and I was looking for perseverance quotes. He said, “‘It is always too early to quit.'” News headlines yesterday, and thank you to Bev, one of our girls, was down at the Tina Peters hearing. Jill listened in, as well as Meg had listened in to that. And this was the hearing regarding Bond for her appeal, possibly move this to federal courts. And I guess there were three judges on this, and the girls all felt that it was much fairer than her initial trial. And so it’ll be interesting to see what happens. It may take a little bit of time for that decision to come down. As you all know, President Trump has issued a pardon for Tina Peters. Governor Polis and company has said, oh, she was convicted in state court, so therefore the federal pardon doesn’t count. However, I think the Supreme Court, if it gets all the way to the Supreme Court, I think that the supremacy of the U.S. Constitution will prevail, and yes, the pardon by President Trump does stand. As you all know, we, and thank you to all of you, we put together a petition before Christmas to take, I took down personally, to Governor Polis’ office to call on him to release her because she is under extremely harsh conditions. There are no minimum security prisons in Colorado for women. So she’s in a maximum security facility. Many of you have reached out and said that your understanding is that the conditions are pretty terrible, that the that there’s mold situations with the prison. There’s just lots of unhealthy things going on there. So we’ve called on Governor Polis to show mercy and compassion and kindness and release her immediately now. We’d hope by Christmas Eve, but immediately. And he can certainly look magnanimous to do so. He has… was telegraphed that he is considering clemency for her because of the harsh conditions. And we certainly would call on him to do so. It was Jenna Griswold, Secretary of State, issued a letter signed by her and the County Clerks Association with the signatories on that. I had that. No, I don’t know quite which pile of papers I put that in. Hold on here. Let me see. Anyway, I printed that off, asking or almost demanding for Jared Polis to leave her in jail, which is beyond belief to me. But that’s all that is happening with that. And she really is a political prisoner. And so we would really call on him to release her. But it’s pretty crazy. that this could happen right here in the United States of America. And so it’s important that we have these discussions, and we have them because of our amazing sponsors. And I know it feels like springtime out there, but we’re not doing any outside painting right now, outdoor painting. But inside, there’s a lot that you can do, and we have on the line with us a great sponsor of the show, and that is Karen Gorday with Radiant Painting and Lighting. Karen, welcome to the show.
SPEAKER 05 : 9:25
Good morning, Kim. Glad to be here.
SPEAKER 03 : 9:29
Well, I know you’re busy with lots of things going on, but let’s talk about painting first and foremost. I hadn’t really thought that there might be a difference between paint that you might get at the hardware store and paint that a professional might use. So tell us about that.
SPEAKER 05 : 9:47
Yes, absolutely. Especially in the Denver area, when you get a paint quote from just about anybody, most painters are going to quote you Sherwin-Williams paint versus paint that you get at Home Depot or Lowe’s. While we do have some gyre stores that sell Benjamin Moore paint, Sherwin-Williams is typically to have a location within Denver. five to ten minutes of any job site that you might be. So anybody’s house is typically a Sherwin-Williams in the area. And their paint is top quality. And when you use the top quality paints, you actually end up spending less because those paints are made to go on better than the hardware store paints. And also your painter’s get a steep discount on Sherwin-Williams paints. And most painters will pass that discount along to you, the consumer, at least here in Colorado, because of sales tax. If we mark up materials, then we have to account for sales tax. And as small business owners will tell you, sales tax reporting is cumbersome. And especially as a painter, we’d have to report in every area that we do business. And when I say deep discounts, Sherwin usually a couple times a year has a 35% discount. Don’t go and buy paint thinking you’re saving money and then get your paint quote because typically the painter’s discount is 40% or more off of the list price. And so It’s actually cheaper than the hardware store paint.
SPEAKER 03 : 11:36
Okay. And really, having a professional, I’ve learned, having a professional do things that I don’t know how to do in the long run saves me time and money. And as you know, I’ve got a bunch of stuff that I’ve got to do when spring is right around the corner and have you come out and do those things for me. Let’s change gears just a little bit. I know you’re busy with this whole thing in Lakewood and getting these petitions. Well, you got got all those set and looks like there’s going to be a special election regarding all of this. Is it rezoning or rewrite of the master plan? What is it exactly that the Lakewood City Council and city manager have done?
SPEAKER 05 : 12:21
So they did update the comprehensive plan. And then last February, so February of 2025, they started looking at the zoning. And between February and October, they rewrote the entire zoning code, split it up into four different ordinances, and essentially – It takes away property rights. It reduces lot sizes down to minimums. Whereas the Polis administration has said we need high density on the transit corridors, which Lakewood was one of the few that was already meeting that or at 90%. Lakewood decided to take it farther and move high density into every area of the city. And Back in 2018, Lakewood voted on a citizen’s initiative called the strategic growth plan, because we said we didn’t want high density and we didn’t want all these apartments, et cetera. And that got sunsetted because of our city council and then further cemented because of state law. But they took the latest state law and went a little farther. So the citizens ran a referendum on four ordinances. They were deemed sufficient. The final sufficiency was presented Monday the 12th to the city council. And on the 26th of January, city council gets to vote whether to repeal the ordinances or send it to the voters. And about 36 hours ago, one of the sitting city councilors on Facebook shared this. A site called Make Lakewood Livable, which is the name of the issues committee for the opposition to the referendum. And they have a Facebook site, a website, and they sent out an email yesterday saying we are having a special election this spring. And a former city councilor who just got off the city council in November is the campaign manager for this effort. So apparently, even though city council has not voted on it, apparently we are having a special election in Lakewood. So the Citizens Force Act, which is…
SPEAKER 03 : 14:53
It is unheard of. I also find it quite curious that the opposition to the ballot questions is organized. It’s on Facebook. They have somebody that’s running that campaign, and you who are in… Maybe we recouch this and say that – how would you say that you are in favor of instead of against the zoning? Because instead of being no on it, so what would you say is the yes that you are for?
SPEAKER 05 : 15:26
Well, so the ballot question is going to be for the zoning or against the zoning. That language – is in the city charter. So they have to put on the ballot, the exact ordinance information, and then the vote would be for or against. And so our position is going to have to be vote against this ordinance. Um, and so we’re working on messaging right now because on the opposition side, they’re saying they’re pro environment and pro affordability and, um, pro, pro, pro, pro, pro. And they’ve already said, well, there’s a small group of citizens out there spreading misinformation. So we’re working on messaging. We do have a meeting tomorrow with leaders in the community across the entire city because we have to go from a grassroots organization to a campaign finance compliant organization like right now. And so… It’s like herding cats, Kim. We can’t have people going rogue because there’s compliance, and we already know the other side is very litigious, and we have to follow the rules to a T. But we are working on messaging. We’ve got a couple of suggestions for a tagline, and we’re really working on the verbiage. And we won’t put our website up until we know for sure from the vote that there is a special election. Because to your point, it’s curious that they would already have this out there and city council hasn’t said we’re going to repeal and go to a special election.
SPEAKER 03 : 17:12
Okay. And going back over to business, because we are all business people, entrepreneurs, and working to serve our customers and our clients, regarding radiant paint, painting, and lighting, how can people reach you?
SPEAKER 05 : 17:28
You can go to our website at www.paintwithradiant.com, and there’s a form, and you can choose a time for an estimate, and we’ll come out and give you that estimate and go from there.
SPEAKER 03 : 17:40
Sounds great. And spring’s right around the corner, so we all need to be getting ready to spruce everything up. Karen Gorday, thank you for your entrepreneurship with Radiant Painting and Lighting and also for caring about your community as well. So we’ll talk with you next week.
SPEAKER 06 : 17:54
Sounds great. Have a great day.
SPEAKER 03 : 17:57
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SPEAKER 10 : 19:04
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SPEAKER 02 : 19:52
There’s so much noise coming at us. Sometimes it is difficult to make sense of it all. How can you sift through the clamor for your attention and get to the truth? The Kim Monson Show is here to help. Kim searches for truth and clarity by examining issues through the lens of freedom versus force. Force vs. Freedom. Tune in to the Kim Monson Show each weekday, 6 to 8 a.m. with encores 1 to 2 p.m. and 10 to 11 p.m. on KLZ 560 AM, KLZ 100.7 FM. The KLZ website, the KLZ app, and Alexa. Play KLZ. Shows can also be found at KimMonson.com, Spotify, and iTunes.
SPEAKER 03 : 20:34
And welcome back to the Kim Monson Show. Be sure and check out our website. That is KimMonson, M-O-N-S-O-N.com. And pleased to have on the line with me Dave Evans, one of my fellow board members at the Colorado Union of Taxpayers, which is an all-volunteer group that watches legislation down at the Statehouse. And we are preparing for this legislative session. Dave Evans, welcome to the show.
SPEAKER 09 : 20:58
Thank you, Kim. Good morning to you.
SPEAKER 03 : 21:01
Well, it’s good to have you, and I want to give a shout-out to our fellow board members. That’s Steve Dorman, Greg Golianski, Russ Haas, Bill Hamill, Rob Knuth, John Nelson, Wendy Warner, Marty Nielsen, Rami Johnson, Mary Jansen, Dave Evans, you, Corey Onezorg, Paula Beard, and Ray Beard. It is really an amazing group of people. And, Dave, before we jump into this, I was going through headlines yesterday, and I We thought the budget for this last year was $44 billion, but I just saw, and let’s see who reported this, this is from the Center Square, that Jared Polis includes budget supplements totaling $48.6 billion in total funds for 2025-2026 and $50.5 billion for 2026-2027. I about fell off my chair when I saw that. The increase in spending here in Colorado when we don’t have the money is mind-boggling to me, Dave Evans.
SPEAKER 09 : 22:07
Well, yeah, what’s a few more billion dollars to this legislature? I don’t think they see any obstacles.
SPEAKER 03 : 22:16
I don’t think so either. So as we are preparing for this next legislative session, we are so pleased to have you on the board with us. The analysis that we do is so important. What’s your thoughts about the upcoming legislative session?
SPEAKER 09 : 22:31
Well, looking back at last year’s session, I kind of summarized what we went through and And wanted to go through that. I think that’s probably predictive of what’s going to happen this year. Okay. Gifts, grants, and donations. Those provisions were inserted into most of the bills we reviewed, I think. And those gifts, grants, and donations… give outside funders a lot of improper influence on the government. Whether they exercise it or not, you know, that possibility is there. The safety clause also, I think, has been used for most of the acts that they’ve attempted to pass. It’s a provision in the state constitution that allows for immediate preservation of public peace, health, and safety. And the clause allows a law to become effective immediately upon the governor’s signature without the possibility of immediate referendum. And they’ve just been putting that on virtually every bill, no matter how trivial. And it concentrates power in the hands of government rather than in the people. Tabor attacks, they certainly came in many forms, disguised, of course. labeling taxes as fees, funding by transfers from other funds, funding by confiscation from other funds, such as the missing property, asset forfeiture, loans, bonds. And they attempted to make changes to the growth calculations just to try to weasel out a few more dollars that way. We saw some race polarization in a few bills. We saw forced radicalization of social standards through health insurance requirements. In other words, they want to mandate that your health insurance has to cover gender-affirming care, as it’s euphemistically called, and, of course, abortion as well. There have been more Second Amendment restrictions. I think there were two or three bills on that. Among the bills that we reviewed, appointed boards, task force, advisory councils, interagency councils and enterprise zones being set up. And the danger of this, of course, is that the membership on these boards is appointed by the governor and they have legislative power in many cases. And so it removes from the voter a lot of powers that the voter should truly have. I counted 11 bills that we reviewed that would create these new boards and also four bills that would extend existing boards beyond their sunset date. The legislature gave power to the governor to balance the budget at the end of the term. More restrictions on landlords more leniency on tenants attacks on building owners through onerous energy requirements I counted five bills in those categories. They they ran bills to make petitioning and referendum referendums more difficult again taking power from the people and giving it to the legislature and the interested parties. Some bills have failed, which I think points to what they’ll try again. They ran a bill to eliminate the Labor Peace Act. Fortunately, that was vetoed by our governor. But I think the legislature might plan to run that again. And that’s kind of a sop for the unions there. AI regulation revision, they passed a terrible bill a couple of years ago, and they tried to pass a bill to revise it. Didn’t pass. They’re probably going to try again. Let’s hope that they get something sensible on that, or at least eliminate it altogether. Regulations on extreme temperature working conditions, that didn’t pass. They’re probably going to try that again, I would guess. And then some expected bills based on what I’ve heard, and I certainly don’t have the inside track on this, but I think there’s going to be some tax break rollback of tax exemption for downloadable software. That’s been in place for a few years where you can download software and not have to pay a sales tax on it. They’re probably going to roll that back. There’s talk about privatization of workers’ compensation. from Pinnacle to private insurers. I believe that’s a governor proposal. That sounds like a good thing to my ears anyway. Interesting. And then there’s talk about trying to establish a new department that would combine workforce development and higher education programs in the state. So lots of things that concentrate more power under the Golden Dome and take it away from the citizens and take away our hard-earned money as well.
SPEAKER 03 : 28:17
Well, and we will be shedding light on this. If people would like to have access or receive the email that we send to the legislators and governor each week regarding bills that are up for hearing, they can join us. It’s $25, and that is per year at coloradotaxpayer.org. And then two weeks from today, we will be having our legislative kickoff session. And if you would like to attend that, the tickets are $20. We’ll have that up on the website either later today or tomorrow. But Dave Evans, I really appreciate the great work that you do, as well as our whole team. And one of the first things in reclaiming our state is to know what’s going on, to shed light on it, and that’s what we do at CUT. So I certainly appreciate all of your great work and your analysis on these different bills, Dave Evans. Thank you.
SPEAKER 09 : 29:09
Well, you’re welcome, and we’ll look forward to working on that again.
SPEAKER 03 : 29:13
Sounds good. So we’ll get on it. And again, join us at coloradotaxpayer.org. Dave Evans, thanks so much, and we’ll talk again very soon.
SPEAKER 09 : 29:22
You’re welcome. Thank you, Kim.
SPEAKER 03 : 29:24
And I wanted to mention the USMC Memorial Foundation, which is taking care of the USMC Memorial, which is right here in Golden, Colorado, at 6th and Colfax. And there are great plans for the remodel to make that a reality. And so support them by going to usmcmemorialfoundation.org. That is usmcmemorialfoundation.org. And another valued sponsor of the show is Karen Levine. And you’ll win her on your side of the table if you’re buying a home, selling a home, or looking at a new build.
SPEAKER 17 : 29:59
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SPEAKER 19 : 30:40
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SPEAKER 18 : 31:21
Is the outside of your home looking dull? Paint peeling? Maybe it’s time to make your home radiant again. At Radiant Painting and Lighting, we strive for excellence in bringing both quality paint and service to your home. We treat your home as if it were our own. Quality products mean longer life for your paint, because who wants to paint every other year? At Radiant Painting and Lighting, we don’t just enhance your space, we transform it. Give us a call today, 720-940-3887. Let our team of professionals make your home or business truly shine.
SPEAKER 13 : 31:56
720-940-3887. All Kim’s sponsors are an inclusive partnership with Kim and are not affiliated with or in partnership with KLZ or Crawford Broadcasting. If you would like to support the work of The Kim Monson Show and grow your business, contact Kim at her website, kimmonson.com. That’s Kim Monson, M-O-N-S-O-N dot com.
SPEAKER 03 : 32:17
And welcome back to The Kim Monson Show. Be sure and check out our website. That is Kim Monson, M-O-N-S-O-N.com. And also check out the website for the Center for American Values. The center is located in Pueblo on the beautiful Riverwalk. And doing great things, honoring our Medal of Honor recipients and keeping their stories alive. and then great educational programs for kids K-12 and those educators that focus on these foundational principles of honor, integrity, and patriotism. So support them. That website is AmericanValueCenter.org. Please dab on the line with me, Phil Kirpin. He is the president of American Commitment. Phil Kirpin, welcome to the show.
SPEAKER 08 : 32:58
Hey, Kim. Great to be with you. Happy New Year.
SPEAKER 03 : 33:00
Happy New Year to you as well. And for people that are not familiar with American Commitment, tell us a little bit about it.
SPEAKER 08 : 33:08
Well, we’re a national free market advocacy group. We work really on all the fiscal, economic, and regulatory issues. And we try to focus at any given time on the issue where the outcome is in doubt, where it’s on the margin, where if we get citizens a little bit more educated and engage more letters to Congress, more comments into regulatory agencies, et cetera, we might actually win some of these fights, tip the outcome in a more free market direction. And if folks want to see what we’re working on or sign up for our email list or anything else, everything is on AmericanCommitment.org.
SPEAKER 03 : 33:38
Okay. And so with that, the economy is, I’ve seen that the deficit was smaller, but yet there’s concerns about with the Trump tax cuts, what that might do to the deficit. So what are you seeing? What’s happening? Okay.
SPEAKER 08 : 33:58
Well, I think the economic and the budget outlook are really pretty good right now, although there’s some unnecessary uncertainty with some of the things the president’s been saying lately on various price controls that he might want and some of these other things. So there’s a little bit of policy instability, I guess you could say, but on the whole, I think that we’re in a really good place. We had massive deregulation of a lot of important sectors last year, most significantly energy, and we’re seeing the benefits of that at the pump everywhere. We had major progress on tax policy, not just better tax policy, but permanent tax policy, which we haven’t had in a very long time, which I think is going to be very favorable for the economic environment. And you put your finger on the most important one and the most challenging one, which is to actually have some spending discipline in And Trump basically failed at that in his first term. Almost every president, Democrat and Republican failed at that. But it does look like spending is going to go down year on year, which almost never happens. Of course, you know, we’ll see if they throw in emergency spending or what have you. But for right now, it does look like we’ve got some discipline on the spending front. And, you know, we’re really seeing a very strong economy, at least in terms of GDP. The employment numbers are much weaker than I would like them to be. And we can talk about maybe some theories on that. But the GDP numbers, we had 3.8 percent in the second quarter, 4.3 percent in the third quarter. The estimates for the fourth quarter, we’re not going to get fourth quarter until February 20th because of Schumer shutdown and delays and whatever. So that’s slightly annoying from an access to data standpoint. But If you look at the Atlanta Fed’s estimates, they’ve been estimating, you know, in the high fours or low fives for fourth quarter growth. So it looks like the economy is in really good shape, you know, as we start 2026.
SPEAKER 03 : 35:49
You know, Phil Kirpin, you say that, first of all, if we would hit 5% in GDP growth, that would be remarkable. How long has it been since that’s happened?
SPEAKER 08 : 36:02
Well, I mean, we probably did it coming right out of the COVID lockdown, but that’s kind of a special case because we had crashed CDC by so much and come back out. Not counting that, it’s been a while. I have to look it up, but it’s definitely been a while. Now, you can do that for a quarter. It doesn’t mean you’re going to be able to. year. And, you know, the other thing that’s a little tricky with these 2025 numbers is, remember, we had a negative first quarter. And, you know, that was the last month of the Biden presidency, the very beginning of Trump. It was there was a lot of uncertainty, a lot of holding back of economic activity. We actually gave 0.6 percent growth in the first quarter. So, you know, we assume that we get the 3.8 and the 4.3. If we get somewhere you know, if we get somewhere around 4% or 5% in the fourth quarter for the whole year, we’re probably going to be, you know, somewhere in the low threes because we’re coming at, even with those great three quarters, you started in the hole. So, you know, I don’t know that, you know, I don’t know that we can get 5% for a whole year in 2026. I know Larry Kudlow is saying that that’s within the realm of possibilities. It would be a very, very heavy lift. But, I mean, you look at the trend line, and it should be possible, especially if we can get some peace on the trade front resolved, some of the trade war stuff, and get the tariffs off, if we can avoid some of these other weird populist things that the president’s throwing in about, you know, banning certain entities from investing in housing and credit card price controls and some of these. It’s a very weird situation, actually, Kim, because we have, I think, just based on sort of the core Trump policies, of deregulation, low stable taxes, and spending restraint. We’ve created a economic environment. And he should just be celebrating that and kind of banging the drum. But instead, he seems almost desperate with these weird proposals that he’s getting from like Bernie Sanders and Elizabeth Warren. And if some of those actually happen, that could derail us. But I think if they can kind of stick to the basics, and especially if we can resolve the remaining trade disputes favorably, And especially if we can get something positive done on health care instead of just throwing more money at insurance companies like the Democrats want to. Maybe we could have 4% plus or even 5% growth for 2026. I think that we should be, you know, we should err on the side of more ambition, not less, in terms of these kind of pro-growth policies. And I don’t know. Larry Kudlow is a very smart guy. He thinks it’s possible. I tend to be slightly skeptical. But, you know, we’ll see. I don’t think that the Atlanta Fed… 5% is going to be right for fourth quarter. That seems high to me based on the data. But if we get another 4% plus and we get two quarters in a row of that, that would be extremely solid. And that almost certainly means we’re going to see substantial real income growth for people. And that’s been the biggest change from where we were under Biden to where we were in the first year of Trump’s second term. You know, in all four years of Biden, we had prices rising faster than wages, which is to say, you know, people could afford less. The standard of living fell year on year, each year under Biden. You got to the end of the month that you could afford less income. than you could before for your family. We’ve reversed that now. We were about $3,000 in the hole of purchasing power on an annual basis under Biden. We got about half of that back for the median family, the middle-income family in the first year of Trump, which the incomes rose about $1,500 faster than prices rose in the last year. Now, the challenge there, of course, Kim, is When you lose $3,000 of purchasing power and you get half of it back, you still feel like you’re in the hole. You still don’t feel good about things because you’re still not, you know, your standard of living is still less than it once was. And I think that when the psychology is really going to turn around and people are going to start feeling good economically is when we’re all the way out of the hole. And so the big political challenge, I think, for Trump and Republicans is can you get people to feel that way before Election Day? Maybe not. That could be a problem, even if, you know, sort of the headline numbers are good.
SPEAKER 03 : 40:01
So, Phil Kirpin, you get into your computer, and there’s all kinds of pop-ups. You see all these different pop-ups on your phone. I’m seeing different businesses that are going out of business or cutting workforce. And in a way, I think that’s almost by design. You’re talking about good news, but it seems like I have a lot of just pop-up stuff that comes at me that is bad news. I’m thinking that that can be a conditioning for every day. It’s not just me this is happening to. This is happening across the country.
SPEAKER 08 : 40:41
Yeah, look, I mean, there’s definitely a bad news bias all the time. The media loves reporting bad news over good news, but especially when there’s president they dislike. And so I think the bad news does get amplified a lot. But on the employment front, I don’t think we should sugarcoat this. The jobs numbers have been weak. They’ve been very soft, much softer than they should be for the way the economy is growing. It’s a little bit of a paradox. I think it’s related to AI. I think it’s related to uncertainty that businesses have about what the future looks like, what kind of competitors they’re going to face, what the cost structures are going to look like. And, you know, we could be going through another sort of, you know, major upheaval in our economy. And I don’t think we necessarily need to fear that, but that comes with downsides as well as upsides. And, of course, you know, historically we went from a country that was overwhelmingly agricultural to one that was overwhelmingly manufacturing to one that’s now overwhelmingly service-based. uh and every time we went through one of these big changes a lot of people lose their jobs they’ve got to figure out if they can afford to retire if they have to retrain to find some other uh means of supporting themselves and so even if at the end of these big kind of economic dislocation events we’re sort of better off and we always have been and i think that we will be this time also uh that doesn’t mean that there isn’t pain uh when you go through that transition for a What we’re seeing now is automation of a lot of things that used to be manual. And that technological change does put downward pressure on job creation. And ultimately you come out the other end, people figure out things to do that are still needed and necessary and important that they get paid more than ever because we can produce more and we therefore have more and wages rise and so forth. But if you’re a truck driver and you get replaced by a computer, you know, you’re in a tough situation and it could take a while to figure something out. And so, you know, I do think we need to be sensitive to the fact that even if the overall numbers are good, there are potential dislocations that do hurt people.
SPEAKER 03 : 42:45
Okay, so let’s go to break. I’ve got another question. I heard something new last week. I had a couple of my sponsors on, Karen Levine, who’s a realtor, and Lauren Levy, who’s a mortgage specialist, about a K-shaped recovery or a K-shaped economy, which I’d never heard of before, which meant that those at the top where that group was growing and those at the bottom were That group was growing, but the middle was not growing whatsoever. And that is our great middle class. So I want to get your thoughts on that, Phil Kirpin. He is the president of American Commitment and learned so much whenever he’s on the show. And as I mentioned, Lorne Levy is the go-to for everything mortgages.
SPEAKER 15 : 43:31
many seniors are feeling squeezed because of inflation higher property taxes and increasing costs of living if you’re 62 or older a reverse mortgage may be the solution reverse mortgages can be complicated so it’s important that you understand the process and work with a trusted professional mortgage expert lauren levy will help you craft solutions for your unique circumstances whether a reverse mortgage first mortgage or a second mortgage If you’d like to explore how a reverse mortgage might help you, call Lorne Levy at 303-880-8881. That’s 303-880-8881. Call now.
SPEAKER 11 : 44:15
April 26th, 1777. Colonel, the British are raiding Danbury and burning the town. I’ll go tell them. 16-year-old Sybil Ludington mounted her horse and rode 40 miles through night and pouring rain. That’s twice the distance of Paul Revere to sound the alarm.
SPEAKER 13 : 44:29
Quickly. Assemble at my father’s house.
SPEAKER 11 : 44:31
The Kim Monson Show is our modern day Sybil Luddington, bringing us the latest breaking news in the battle for truth and freedom. Ben’s Plumbing, Heating and Cooling is proud to stand with Kim. Will you stand with us? Get engaged with the issue that keeps you up at night so that you can influence your school and community with truth and justice. And for quality craftsmanship at a fair price, call or text Ben’s Plumbing, Heating, and Cooling at 303-995-1636. That number again is 303-995-1636.
SPEAKER 01 : 45:08
Thank you so much for having me. To learn more, reach out to Teresa at 520-631-9243. Teresa would love to talk with you. Again, that number is 520-631-9243.
SPEAKER 03 : 45:47
And welcome back to the Kim Monson Show. Be sure and check out our website. That is KimMonson, M-O-N-S-O-N.com. And if you want more freedom and confidence with your money, Mint Financial Strategies can help. They’re an independent firm with over 25 years of experience. And as an accredited investment fiduciary, they put your best interests first, always. With their strategy-first approach, they’ll help you build a plan that fits your life. So give them a call today. That number is 303-285-3080, 303-285-3080. We are talking with Phil Kirpin. He is the president of American Commitment about the economy. Phil Kirpin, I had not heard about a K-shaped economy. And as I was talking with Karen and Lorne about this, What that looked to me like was that those that are rich are getting richer, those that are on government assistance are getting a larger pool, and that our American middle class is disappearing, which is exactly what globalists want. So talk to me a little bit about this. This was the first time I’d heard of this K-shaped economy.
SPEAKER 08 : 47:00
Well, you know, I think if you look at the historical income data, you know, sort of the middle incomes, what we think about in the middle incomes are a smaller share, but it’s because people have moved up. It’s because over time we’ve got sort of mass affluence. You’ve got a lot of people, although it’s a little bit, you know, it’s hard to even say what we mean anymore when we talk about middle class because, you know, prices have risen so much and sort of the benchmark historically used to say, you know, you used to think of $50,000, $60,000 as middle class. Now it’s Certainly well over 100,000 in most places. So there are some complexities in this. But this is why I think it’s so important to focus on that median income and whether the median household, the one that’s situated right in the middle, is better off or worse off. And it is true. In the Biden years, the median household lost substantial purchasing power, which to say for the household right in the middle, prices rose a lot faster than incomes did. And that was really bad. Now, that did reverse. That did reverse last year. And for the middle income, median household, incomes did rise faster than prices did. Although most of the game was in the first half of the year, and then it was sort of flat. And so, you know, that continues to be a really important gauge to watch. I think more important than the headline numbers of how much the economy is growing is, you know, what’s happening to the real purchasing power of that median household, that household right in the middle. And you’re right. I mean, see… The number of government programs is so large now that the income statistics that you see really don’t give you an accurate picture of what the standard of living is for people at the bottom, people in poverty, people on welfare, because the income data only shows cash income, and the vast majority of those programs don’t send cash. They’re housing vouchers, they’re food stamps, they’re free health care, they’re a variety of things that don’t show up in the data, but when you compare… There’s a reason that there’s a lot of resentment, I think, from middle class people who don’t qualify for these various programs seeing the people who do. I really think that we need to have a much better design of these programs. They need to all be focused around getting people into work and off the programs so that people don’t stay on them long term. That was a real focus, of course, in the 90s. We move backwards in a lot of ways, and I’d like to see us get back to that because not only could we save a lot of money for taxpayers, but we could also get more people in the workforce being productive, grow the economy, and we could address a lot of the understandable resentment that we see from the middle class that are kind of pulling the cart to the people that are riding in it.
SPEAKER 03 : 49:48
Well, and then speaking of resentment, when we’re looking at these potential fraud numbers out of Minnesota, and that’s just one of the 50 states, I think everyday people… It’s unbelievable.
SPEAKER 08 : 50:01
And I think everyday… The size of the fraud in Minnesota looks like it’s around $8 billion, which is about half the GDP of Somalia. So, I mean, you’ve got… you know, you’ve got an amount of money being stolen from U.S. taxpayers that’s equivalent to everything that’s produced in that country, you know, half of everything that’s produced in that country in a year or everything that’s produced in that country in six months. I mean, the scope and scale of it is astonishing. And I don’t think that If you look, Tim Walz said, I’m not running for a third term because I need to focus on fighting fraud. I mean, I think he’s going to focus on a criminal defense, I suspect. I don’t think he would have decided not to run unless there’s going to be some very bad evidence that he was complicit in all of this, or at least derelict. And, you know, this is a small state. This is a small state where the fraud, you know, has been exposed, and now there are being prosecutions, and it can no longer be ignored. But I think that we’ve got very large-scale fraud in a lot of states, and I think in big states like California and New York, it’s almost certainly worse than what we see in Minnesota. And a lot of it has to do with the structure of these programs. So, you know, these Medicaid programs, which were at the center of this fraud in Minnesota, 90% of the funding is federal, but the rest is all state.
SPEAKER 03 : 51:27
Whoops, I think that we lost him. It sounds like I think Phil, I think he’s probably driving to work. So, Joe, see if you can possibly get him back on, because I think that we lost him for just a little bit. We’re talking with Phil Kirpin, who is the president of American Commitment, and talking about the fraud. And so these government programs, I think he said that, Gosh, we were talking about billions of dollars. Maybe, I think he said $8 billion possibly of fraud just in Minnesota. And that is money that is being taken from the productivity of everyday hardworking Americans. Talked about this K-shaped economy. I love the idea that there are people that are moving up in this economy, but the group that has been on assistance is significant as well. Phil Kirpin, just think, if we could get—I think we have him back—if we can address this fraud, and again, Minnesota is a smaller state when we talk about possibly— New York, California, Colorado is being looked at as well regarding fraud. But just think about if we could get that under control, that could reduce federal spending significantly, Phil Kirpin.
SPEAKER 08 : 52:49
Yeah, I mean, Secretary Scott Besson thinks that about 10% of all the money the federal government spends is lost to fraud. I think it might be more, frankly. But it’s an astonishing number. When you think about the size of the federal budget, 10% of it’s half a trillion dollars a year. So it’s really bad. There’s a potential for massive taxpayer savings there. And I think the structure of these programs needs to be changed. We cannot have a Medicaid program where for most people who are enrolled, 90% of the funding is federal, but all of the administration is state because they have such a strong incentive to just look the other way and bring as much money into the state as possible, even if it’s fraud. And food stamps are even worse. They’re state-run, but it’s 100% federal-funded. And so I think we need to get back to the idea of at least a 50-50 split, a partnership. If these are going to be state programs, then there needs to be substantial state funding going into them just so that the incentives are aligned to prevent the programs from being abused.
SPEAKER 03 : 53:54
And, of course, out here in Colorado, then we’ve got a radical activist legislature and governor that they’re whining that the budget, and they’re not cutting the budget. From what I see, actually spending is continuing to go up in Colorado, but they’re blaming the the Trump administration for what they consider budget woes. But when you just described this, that with food stamps, the federal government pays for all of it, but yet the state administers it. You can see how this could be rife with fraud because there’s no accountability whatsoever on it.
SPEAKER 08 : 54:31
Correct. It is a ridiculous way to run a program that has grown totally out of control. I mean, something like 12% of the whole U.S. population now is on food stamps. I think it’s very corrosive to the values that we should have as a country when you have that many people dependent on government programs to eat. And so much of it is unnecessary. So much of it is because of fraud and abuse. And we could run these programs much, much more efficiently if we tightened work requirements and we made people actually show up and we verified them and things like that. I mean, the Obamacare, this is a great example of how bad the fraud is. And Obamacare The government accountability office just did a study. The last year they have complete data for in Obamacare was 2023. They said 32% of everyone who got Obamacare subsidies or an insurance company got paid Obamacare subsidies on their behalf. 32% of them use social security numbers that could not be reconciled with IRS data. Part of that is the government’s data systems might be messed up and, you know, somebody made a mistake. Okay, but 32% had Social Security numbers they couldn’t reconcile with IRS data. They said 68,000 Social Security numbers were being used by more than one person to get Obamacare in the same year. They said one Social Security number is being used by 77 different people. So, I mean, if the government can run these audits and tell us these facts, why can’t they stop it from happening? Why aren’t at least 76 of those people arrested, the ones who it’s not really their number? You know what I mean? So I just think we’ve almost come to accept things like this and sort of laugh at how poorly run these programs are and how rife with abuse they are. But it’s not funny because it costs us and harms us. And I really would like to see us get a handle on it. And I think these prosecutions in Minnesota… have been really good to see. But I do think it’s just the tip of the iceberg. And I hope we see a lot more. And I hope we fix the structure of these programs so that there isn’t an incentive for states to look the other way, because I think that’s been a big problem.
SPEAKER 03 : 56:38
Right. And I also think to holding people accountable that knew that this was going on. Phil Kirpin, thank you so much. President of American Commitment. Always learn so much when you’re on the show. And we’ll talk with you again very, very soon.
SPEAKER 08 : 56:51
All right. Have a good one, Kim.
SPEAKER 03 : 56:55
And our quote for the end of the show is Norman Vincent Peale, who said this, and my friends today be grateful read great books think good thoughts listen to beautiful music communicate and listen well if honestly and authentically strive for high ideals and like superman stand for truth justice and the american way my friends you are not alone god bless you god bless america and stay tuned for our number two
SPEAKER 14 : 57:55
The views and opinions expressed on KLZ 560 are those of the speaker, commentators, hosts, their guests, and callers. They are not necessarily the views and opinions of Crawford Broadcasting or KLZ management, employees, associates, or advertisers. KLZ 560 is a Crawford Broadcasting God and country station.
SPEAKER 12 : 58:17
It’s the Kim Monson Show, analyzing the most important stories.
SPEAKER 03 : 58:23
I find that it takes work to get your brain around these ideas, and it takes work to engage in these conversations.
SPEAKER 12 : 58:31
The latest in politics and world affairs.
SPEAKER 03 : 58:36
With what is happening down at the Statehouse, I used to think that it was above my pay grade to read the legislation, and it’s not.
SPEAKER 12 : 58:43
Today’s current opinions and ideas.
SPEAKER 03 : 58:47
I see big danger in as much as we will be giving an unelected bureaucrat the power to make rules about what we inject into our bodies.
SPEAKER 12 : 58:56
Is it freedom or is it force? Let’s have a conversation.
SPEAKER 03 : 59:02
Indeed, let’s have a conversation and welcome to our number two of the Kim Monson show. Thank you so much for joining us. You eat your treasured, your valued, you have purpose. Today’s drive for excellence. Take care of your heart, your soul, your mind and your body. My friends, we were made for this moment in history. Thank you to the team. That’s producer Joe, Luke, Rachel, Zach, Echo, Charlie, Mike, Teresa, Amanda, and all the people here at Crawford Broadcasting. Happy Thursday, producer Joe.
SPEAKER 19 : 59:27
Happy Thursday, Kim.
SPEAKER 03 : 59:29
And this came in from Susan. She said, Phil is fantastic. She said she thinks that the theft is more like at least 30%. Just think, if we, Scott, address this theft that is going on here in the federal dollars, we could get a long way towards reducing our deficit and this debt. And so we need to get serious about this. And it surely seems, as Phil said, that there was a whole bunch of people that had the same social security number. I think one of the first things you do is you do not give any money to any of these people with that social security number. You just stop it. That seems like that should be easy enough to do. And so we’ve got to get a handle on this because taking money from everyday hardworking people And then doling it out and not having any accountability. This is not working, my friends. This is not working. And another one of our listeners texted and said, why not reeducate people to rely on their friends and their family and their church instead of the government when they are in need of assistance? And again, if we lower taxes so people have more money in their pocket, they can help their friends and family if they fall on hard times. And it’s a good discussion with Phil Kirpin. If you missed that, you can hear it again from 1 to 2 this afternoon in that particular hour. I thank each and every one of you for listening. You’re each treasured, you’re valued, you have purpose. Today, strive for excellence. Take care of your heart, your soul, your mind, and your body. My friends, we were made for this moment in history. And thank you to the team, as I mentioned. Let’s see, let me get into this. As you know, we search for truth and clarity by looking at these issues. through the lens of freedom versus force force versus freedom if something’s a good idea you should not have to force people to do it and on the show we focus on the issues and we’ll talk about the people pushing issues but we stay out of all of the personality stuff that is happening out there in politics because Once we get into emotion, we start to make poor decisions. I did want to say thank you to Laramie Energy for their gold sponsorship of the show. It is reliable, efficient, affordable, and abundant power from naturally occurring hydrocarbons such as oil, natural gas, and coal that powers our lives, fuels our hopes and dreams, and empowers us to change our own personal climate. And I did have a headline that I wanted to hit because Virginia Maka is on this show on a regular basis. And we’ve been talking about these AI data centers. And she’s in Kansas. She’s the founder of Stanford Land, Kansas. And the Wichita Eagle reports, this is yesterday, this headline hit, Sedgwick County is puts a temporary pause on potential data center developments. And goes on to say that the county currently does not have any regulations for data centers in the area, which was cited as one of the reasons for the pause, which lasts until mid-April. and the interim development control is only temporary it’s meant to allow staff to thoroughly review the issue provide feedback provide data and other research and so i texted virginia i said is this something that you were involved in and she said yes they’re working on these pauses in several different counties which makes a lot of sense because we have been barreling towards all of these AI data centers and they are water hogs, they’re energy hogs, and we need to really have a good understanding of what’s going on. I understand President Trump when he says that we want to make sure that we are in this AI data space from a national security standpoint, but it’s not a national security issue when we’ve got all different kinds of surveillance on us regarding our buying habits, things that we, you know, just everyday people are doing, that’s not part of national security. And those data centers, all those data centers that are coming up is not part of national security. So congratulations on a pause on this until we can get our brain around these issues. And we have these important discussions because of our sponsors. And on the line with me is Karen Levine. You know her. She is a REMAX realtor that specializes what’s happening here in the metro area. Karen Levine, welcome to the show. Good morning, Kim. So a lot is happening. The weather feels like spring buying season. Are people looking at this as spring buying season?
SPEAKER 06 : 64:23
There is good activity in the marketplace. So, yes, nice weather gets people out and about. And generally we see a little bit of a pause when the Broncos go to the playoffs. So we’ll see what this weekend looks like. But it has been a good January as far as activity. People asking about the market, getting into the markets. I’m seeing showings on my listings and wanted to let the listeners know that we’re doing a community open house on Saturday at Blue Sky Condominiums. That is off Highway 7 over in Erie about Lowell and Highway 7. And we’re going to have five condominiums open over there. So you can take a look at the competition and see which one might fit your lifestyle. And we’re open from 11 to 2, so it should be a fun Saturday activity.
SPEAKER 03 : 65:30
So question, because I think the Broncos are playing on Saturday. Will you have a TV there?
SPEAKER 06 : 65:36
Well, the game starts at 2.30, so there’s plenty of time for you to come to the open house and then head home or to your local sports bar, which there are a couple of good ones in Erie.
SPEAKER 03 : 65:52
Okay. Well, that’s great. And again, time again and exactly where is that location?
SPEAKER 06 : 65:57
So the address is 3100 Blue Sky Circle. My unit is building 14303, but we’ll have four other units open as well. And what else did you ask me? And that is in Erie. And it is from 11 to 2.
SPEAKER 03 : 66:18
Okay. Well, that sounds great. How can people reach you, Karen Levine?
SPEAKER 06 : 66:23
Well, they can reach me by giving me a call at 303-877-7516. And if texting is easier for you, send me over a text.
SPEAKER 03 : 66:36
Okay, and again, that’s Karen Levine for Everything Residential Real Estate, and you can meet her in person. A question, we haven’t really talked about condos in a long time, so this is kind of new product, yes? Yes.
SPEAKER 06 : 66:53
No. Well, this community was built in, I want to say, 2005. And I, of course, don’t have that date in front of me. But it is a lovely community. They have a beautiful clubhouse of which I have attended several events there. And then they have a community swimming pool. And this particular unit comes with a garage. Many of them do not. But it is a great place to start your homeownership journey. Priced at $333,500. It’s a good value, and the HOA dues are reasonable in the fact that they have good coverage on the building and better coverage than some on the roof.
SPEAKER 03 : 67:44
Okay, and that is one of the big questions that people have, so I’m sure that you address that. But condo ownership is a great way to get your foot in the door, or if you’re going to downsize, that’s a great place to make that happen as well. So again, that’s Karen Levine, 303-877-7516. Karen, we will talk next week, and as always, thanks for your great sponsorship of the show. Thank you very much, Kim. You guys have a great day. And I get to work with amazing people. And another group is the Roger Mangan State Farm Insurance Team. Roger’s been in business for 50 years, helping his clients and taking care of his family, giving back to the community, and might be able to save you some money, help you know what coverage you have, what you might need if you have some things that you might need to cover. So give them a call at 303-795-8855 for a complimentary appointment. Like a good neighbor, the Roger Mangan team is there.
SPEAKER 20 : 68:44
costs to ensure your home, apartment, auto, boat are increasing. Inflation, high taxes, grocery prices are squeezing Coloradans’ budgets. How can you save money? When you bundle your insurance coverage with the Roger Mink and State Farm Insurance team, you may save money on your insurance premiums. The only way to find out is to reach out to the Roger Mangan State Farm Insurance team for a complimentary appointment. Call the Roger Mangan team now at 303-795-8855. That number again is 303-795-8855. Like a good neighbor, the Roger Mangan team is there.
SPEAKER 16 : 69:25
There was a time in America when a man’s handshake cemented his word. At Ben’s Plumbing, Heating and Cooling, we are old school and believe in doing a job well. If there is ever an issue with the service that we have provided, we will make it right. Ben’s Plumbing, Heating and Cooling is proud to partner with The Kim Monson Show to bring truth and clarity to the issues we face in Colorado, America and our world. Call or text Ben’s Plumbing, Heating and Cooling at 303-995-1636 for all of your plumbing, heating and cooling needs. That number is 303-995-1636.
SPEAKER 02 : 70:10
There’s so much noise coming at us. Sometimes it is difficult to make sense of it all. How can you sift through the clamor for your attention and get to the truth? The Kim Monson Show is here to help. Kim searches for truth and clarity by examining issues through the lens of freedom versus force, force versus freedom. Tune in to the Kim Monson Show each weekday, 6 to 8 a.m. with encores 1 to 2 p.m. and 10 to 11 p.m. on KLZ 560 AM, KLZ 100.7 FM. the KLZ website, the KLZ app, and Alexa. Play KLZ. Shows can also be found at KimMonson.com, Spotify, and iTunes.
SPEAKER 03 : 70:52
And welcome back to the Kim Monson Show. Be sure and check out our website. That is Kim Monson, M-O-N-S-O-N.com. And I realized that I just blew right through our word of the day here in the second hour, and it is nugatory. And it’s spelled N-U-G-A-T-O-R-Y. It’s an adjective. It could be of little or no importance, trifling, or it could be unavailing, futile, or invalid. And our quote of the day is from Norman Vincent Peale. He was an American Protestant clergyman born in 1898, died in 1993. And he said, it’s always too early to quit. And that is our word of the day, quote of the day. And pleased to have on the line with me, you know her, and that is Pam Long. And Pam is a West Point graduate. She’s a former captain in the Army Medical Service Corps. She is the military director at Children’s Health Defense, an author here at the Kim Monson Show and frequent guest. And she’s got an important article that will be coming out this weekend in our newsletter regarding radical changes in U.S. vaccine and nutrition and those recommendations in 2026. Pam Long, welcome to the show.
SPEAKER 07 : 72:04
Well, Happy New Year, Kim, and I have a lot of good news for your listeners today in regards to health policy.
SPEAKER 03 : 72:11
We are up for good news because since you and I have started this journey, we’ve had things that we’ve been concerned about. So hit me with some good news.
SPEAKER 07 : 72:22
Okay, it’s a fire hose. So let’s start with the biggest, most exciting changes, I think, is changes to the childhood vaccine schedule. So in January, just a week ago, the Health and Human Services announced that they were changing and reducing the recommendation. of vaccines for our children from 17 doses to, or I should say 17 vaccines to 11 vaccines. There’s more than one dose in many of these shot series. So it’s still more than 11 actual shots. But so what has happened is we’ve created three new categories of vaccines. And these are to allow for more flexibility and choice for parents. and less coercion from doctors. This is really good. These three categories are there’s immunizations that are recommended for all children. Those are 11 different vaccines that most parents are familiar with. And then the second category, which is not new, is there’s immunizations recommended for certain at-risk groups of children. Those would be less familiar to parents and not commonly given or recommended. And then there’s this new category called immunizations immunizations based on shared clinical decision-making. And this would include the COVID-19 vaccine, the influenza vaccine, hepatitis A and hepatitis B, rotavirus, and meningococcal vaccines. There’s two versions of that in the meningitis family. And so what this has done is it’s empowered parents. Parents can go into a doctor’s office and say, You know, maybe my child is not at risk for some of these diseases that we vaccinate against, or maybe I want to opt out of some of those. Maybe I want to spread them out. Maybe I’ll consider them later in their adult life when they have a different risk factor scenario. This is very good news for parents.
SPEAKER 03 : 74:20
How can parents know this? Is this new, these new recommendations, is that trickling down right into the pediatrician’s office?
SPEAKER 07 : 74:30
Well, unfortunately not, especially in the blue states, the democratically controlled states. What is happening, Kim, is that there’s a war going on. So basically the context for this is that the new administration under the leadership of Secretary Kennedy has made this dramatic shift from infectious disease to chronic disease. And so let me give you an example of this. He’s saying that Last January, you heard stories of news reports of measles, like it was a plague. And the media reported that three children died of measles. They have some extenuating circumstances, not healthy children, not proper care. Healthy children do not die of measles in the first world. But if you compare that to, for example, heart disease, which is killing tens of thousands, that’s a chronic disease. The American Heart Association reported that 2,500 Americans die daily of heart disease. That’s 425,000 total heart disease deaths in this nation. And so what Kennedy is saying is we need to put priority and money towards chronic disease. That’s what’s killing people in the year 2026. This is not the 1800s, the 1900s. We don’t live in fear of infectious disease when we didn’t have, you know, clean food, clean sanitation, clean water. The times have changed. And so what is happening is the American Academy of Pediatrics is saying we are not aligning with our national government recommendations from the HHS, from the CDC, and we are going to keep all the old recommendations. So this puts parents, if you’re not in the know, if you’re not following this, you could walk into your doctor’s office, pediatrician’s office, and they are going to say something like, we follow the American Academy of Pediatrics recommendations. Now, they will leave out the part of which is drastically departed from the national recommendations, right? It sounds like a credible medical scientific organization when in fact it is a lobbying group. So parents more than ever need to be following what’s going on in this nation’s health policy.
SPEAKER 03 : 76:47
So, but this is good news. And as you say, there’s a battle going on regarding this. But one of the things is, is following the money on and we’re seeing it in all different arenas here. So what’s some other good news regarding some of these contracts and grants?
SPEAKER 07 : 77:09
Right. So because of this shift from infectious disease to chronic disease, you know, the HHS has canceled millions of dollars in grants to the American Academy of Pediatrics, not because, you know, he’s anti-science or there’s a war on science. Those are some of the terms you will hear out there in the media, right, to make some type of personal attack. Well, in reality, it’s because these grants, are not focusing on chronic disease in nutrition, which is the new focus of the administration. And some of these grants are still promoting, you know, identity based language, such as pregnant people and This organization, the American Academy of Pediatrics, it is still pushing what I call social engineering, where it’s behind gender affirming care and transitioning children and gender mutilation. And so what I’m telling parents is that you need to know it’s no longer good enough to say, I just did what my doctor told me to do. I just went to any old doctor. I thought the American Academy of Pediatrics sounded, you know, credible or even Children’s Hospital right here in Colorado. That’s where those surgeries are taking place. And I want parents to know you have other choices. There are so many other doctors who are not affiliated with the American Academy of Pediatrics. Good doctors. There are so many hospital networks available. that are not children’s hospital, that are not performing procedures that you would not agree with. So you can vote with your money. You can go to a doctor or a facility or a hospital that actually honors parental rights and supports your values.
SPEAKER 03 : 78:54
Well, and I thought that I saw that Children’s Hospital, and there was one other hospital here in Colorado, that they were considering stopping doing that surgery because they were not going to be receiving federal money. Do you know about that? Again, I just thought I saw a headline on that.
SPEAKER 07 : 79:16
It’s been going back and forth that, you know, that the federal government will no longer, you know, subsidize these procedures. But, you know, it’s so profitable. It’s $1 million per child that they, you know, there’s been some lawsuits, there’s been some injunctions, and I don’t know where it landed. I know it’s still happening. because it is so profitable so um i personally would not you know go to an american academy of pediatrics uh doctor or a children’s hospital knowing that they are promoting what is social engineering and marxism has two main pillars in my opinion one is just the attack the economy and all this redistribution of wealth but the other pillar is social engineering where you’re trying to upend the family, upend traditional values. And a big part of this is the medical industrial complex. And the American Academy of Pediatrics and Children’s Hospital are in lockstep with those agendas that most of your listeners would not agree with. I’m not saying bad people work at these places. I’m saying we could bankrupt these organizations and then no one would be impacted by their agendas. Good people work in these hospitals. Good doctors work under the American Academy of Pediatrics. But we have to decide, where am I going to spend my money for my health care?
SPEAKER 03 : 80:36
Well, and money is the thing that drives everything on this. And it’s just, Pam, it’s just remarkable. I say that not in a good way, is the amount of federal money. Not only here, we’re talking about… with forced vaccinations, but we’re talking with Phil Kirpin in our number one regarding the fraud in Minnesota, and that’s just one state. And all of this money is, it’s no wonder that we have this huge deficit and this huge debt. And so I think we can get this turned around if we get really serious about understanding where these grants are going, and I think we really need to reduce these grants and tax incentives and all these different things across the board.
SPEAKER 07 : 81:33
Well, that is the good news, is this is basically outing the American Academy of Pediatrics for being a pharma front group, but this is an organization that poses as a professional, scientific, medical, trustworthy organization you know organization promoting children’s health but in fact it is a front group organization a lobbying group for the pharmaceutical industry it will market everything the industry sells from you know vaccines weight loss injections that are very unsafe Um, they won’t push nutrition, but they’ll push those weight loss injections because they’re more profitable. Um, gender affirming care, gender mutilation, um, you know, putting a child on drugs for life. Um, when there is very little science, um, behind these promotions where the efficacy is not there, where the, where the, uh, ethics are not there. Um, there’s, there’s many risks, um, They would love to see your children be on some type of drugs or hormones and 72 doses of vaccines. That’s where we were at prior to this change. If you’re like, look, I do whatever my doctor tells me to do, they don’t up front tell you, great, by the time your child is 18, they will receive 72 doses of vaccines, which is clearly insane. It is insane. It is twice as much as most as most European nations give their children and many more than any other nation in the world. That’s the point where we got in. And so let me read you a quote on trust, because I think there are some people that are still like, well, you know, I trust doctors trust. This is from. An HHS fact sheet on this change from Health and Human Services. Trust in the United States public health declined 72% to 40% between 2020 and 2024. That’s huge. coinciding with public health failure during the pandemic, including COVID-19 vaccine mandates. Though the COVID-19 vaccine was recommended for all children on the CDC schedule, the uptake rate was less than 10% by 2023. The uptake rate of other childhood vaccines declined during the same time period, end quote. My point of reading that is that if you have taken a position of, I’m a busy person, I don’t have time, I will just do everything that my doctor tells me to do, I would say you are now in the minority, that those days are over. You can no longer trust corporate medicine. You need to be looking at every drug and vaccine procedure, counseling referral that is given to your child because they are all aimed at your child as a cash cow for this industry.
SPEAKER 03 : 84:10
Wow. But we have a lot of great news with Robert F. Kennedy Jr. at the helm of Health and Human Services. We’re going to continue the discussion with Pam Long. And we have these important discussions because of our sponsors. We talked with Karen Gorday, who is the entrepreneur and owner of Radiant Painting and Lighting, in the first hour. And the weather is certainly quite mild, but not doing any outdoor painting yet. But give her a call regarding sprucing up the inside of your home.
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SPEAKER 03 : 87:02
And welcome back to the Kim Monson Show. Be sure and check out our website. That is Kim Monson, M-O-N-S-O-N dot com. And talking with Pam Long, she is a West Point grad, former captain in the Army Medical Service Corps. She is the military director for Children’s Health Defense and an author here at the Kim Monson Show. And we’re talking about her piece that we will publish this weekend regarding children. radical changes in the U.S. vaccine and nutrition recommendations in 2026. She said there’s all kinds of good news. What’s the next good news that you have for us, Pam Long?
SPEAKER 07 : 87:38
Well, like the first skirmish in this battle between infectious disease and chronic disease, the shift in focus, was the hepatitis B vaccine for newborns in December. So this was the first what people consider recommended or mandatory vaccine for children for schools, that the ACIP, the Advisory Committee on Immunization Practices for the CDC, this new committee, after removing all the people for years with conflicts of interest with the industry, pharma didn’t like that either, but they said, let’s stop giving the hepatitis B vaccine to newborns their first day of life because a number of reasons, one being there’s a seizure risk, right? If you… or a fever risk, which is a seizure risk. So if you risk a fever in a newborn in the first month of life, it can be life-threatening, right? So let’s not take this risk with this vaccine. Let’s not give it to newborns. It’s not recommended delayed, maybe two months later. This is a highly controversial vaccine. It has been for two decades because there has never been a good science-based reason to have this universal vaccination because 99% of babies born in the United States have no risk for hepatitis B. This is a virus that is mostly a risk factor for IV drug users and prostitutes. And so I think this Hep B controversy is a great illustration of all the flaws in all the vaccine recommendations. So here in Colorado, the State Board of Health called an emergency meeting and said, we need to keep recommending that hepatitis B vaccine for children. And this is what the Colorado Board of Health had CDPHE claim that The evidence, that’s their word. That’s their buzzword. The evidence supports this recommendation, but they didn’t cite any clinical studies justifying this. And that’s what evidence is. It’s clinical studies. And then they said the adverse reactions are rare. That’s their other buzzword. This is how they convince people to go along with these agendas. They say the evidence supports it, but they don’t offer any evidence. and that adverse reactions are rare, but they don’t actually provide the data. And that’s part of my role and other people who participate in these hearings say, but you didn’t provide any adverse injury data. Let me tell you what the data is on just one version of the hep B vaccine. So from VAERS, our surveillance system, so first of all, there are 25,000 potentially infected hepatitis B women in the United States. And we estimated roughly about 14,000. thousand potential pregnancies could be impacted by a mother who is infected with hepatitis b and they could all be screened we could all screen all those women and say hey you’re at risk or you’re not we can screen babies we could have universal screening but we don’t and instead we have implemented a universal vaccine mandate for 20 years resulting in 59 974 serious adverse reports including disability and death in infants So just those numbers alone say this is an insane recommendation. We’re injuring more babies than these babies have zero risk for hepatitis B. Their mothers are not carriers. So it does not make sense to give this vaccine to every woman who has a baby in America. And so that is, you know, the hepatitis B vaccine controversy where public health is saying, no, we need this recommendation because we babies could be born to prostitutes and drug users so everyone should get it. It absolutely does not make sense.
SPEAKER 03 : 91:26
Well, but here in Colorado, as you said, the CDC is still making that recommendation. And so there is truly a battle that’s going on. But with that, the money, so we saw this with Phil Kirpin when he was talking about drugs let’s see, it wasn’t Medicaid, but one of the programs, maybe it was food stamps, that the federal government funds everything, but the state administers it. Well, you get the accountability totally wrong regarding that. So getting federal money out of making these financial incentives for all these different things is so important, Pam Long.
SPEAKER 07 : 92:09
and i think that’s where the more exciting news comes in so as of december 2025 the federal government it will stop paying physicians based on the numbers of patients they vaccinate this is like a pay-to-play situation where if you can there’s all these financial incentives if if you if there’s a financial incentive for every vaccine they give and there’s a financial incentive for a percentage of number of people in their practice so if you hit If a provider hits 65% of all their patients in their practice get every single vaccine that’s recommended, they get a $400 bonus under some of these networks per patient. But if you don’t hit 65%, you get zero. It’s all or nothing. So you can see how this creates really high-pressure tactics for where doctors are pushing parents to take unnecessary vaccines, unsafe vaccines, because of the financial incentives. Now, this is coming from the Centers for Medicare and Medicaid Services, right, on the national level. So states can still provide their own financial incentives to doctors to do this. But this is a huge move, not only removing those financial incentives, but the tracking. The tracking, I think, in some cases is even more nefarious right where it’s setting you up for you know tracking you for life and your compliance with let’s say an influenza vaccine and hindering your your access to school travel employment based on your compliance so this is a huge move not just for removing financial incentives but the tracking and that is something to be celebrated.
SPEAKER 03 : 93:47
So question, I remember this was a number of years ago that I, and my doctor has since retired, or that particular doctor, but he said that, he said, I really thought, I was concerned that I was not a good businessman because I’m working hard, I have my practice, but really not making any money. So reducing these incentives to these doctors was, How do you think that’s going to work out with these doctors and their financials?
SPEAKER 07 : 94:22
It’s not good. They’ve had a cash cow system for so long. I’m sure you will hear doctors complaining under this system, especially American Academy of Pediatrics. They probably already printed their talking points on how we can’t stay in business anymore because, you know, whatever. That’s how we got here, right? So back in 1986, the pharmaceutical lobby was getting sued for vaccine injuries and deaths. And they went to Congress and said, we can’t stay in business anymore because we’re getting sued. And so instead of saying, well, make a safer product, Congress said in the National Child Vaccine Injury Act, you are no longer liable for your products. And let me say something really strong here. A product that has no liability has no business in your child, right? If we can’t, it is the only product in the United States that has no liability for the manufacturer or the provider, right? the person who administers it. So not only do you have providers getting financial incentives to not look at the evidence, to not look at the adverse injury data, they get to ignore all that, but to tell you, you have to take it for your child to go to school, or you have to take it to stay in my practice. This is coercion. This is a completely corrupt system. And by the way, there are vaccine exemptions in the state of Colorado and all the state’s You can access for medical or what they call non-medical now, which are your religious exemptions, your philosophical exemptions. Again, your doctor might not be transparent about all of this. I even hear doctors saying, we don’t get incentives for vaccines. They are being very disingenuous. They call these incentives value-based contracts, administrative fees. bonuses. They don’t call them vaccine incentives. So just because you don’t call them what they are doesn’t mean it’s not happening. And so I would push back on any doctor saying, well, we don’t get incentives. So now they’re in a really uncomfortable place where they’re going to complain about potentially the loss of those incentives that allegedly they were not getting all these years.
SPEAKER 03 : 96:28
So Pam Long, a big question before we go to break is, Why? I get it. It’s the money component over here for big pharma. But why do we have government? So, for example, you said Democrat states like Colorado with these pharma captured legislatures. I think I just I think I just connected that dot. And that is is that many of these states. And PBIs, politicians, bureaucrats, and interested parties, they’re all in bed together, and the politicians are receiving money for their campaigns. That’s what the why is, isn’t it?
SPEAKER 07 : 97:06
It’s capture. That’s right, Kim. So it’s three steps, right? So what’s been going on while we’ve been asleep for, you know, since 1986 was, so Big Pharma and Big Food, they spent millions lobbying Congress to sell you a product without liability. And then they, as soon as they got that liability shield, they tripled the recommended doses for children. And then they lobbied the states to create these mandates and take away exemptions. And then second is They ensured that all the experts, what we call the experts, promoted this program, more drugs, more vaccines, by funding all the medical schools, the journals, the medical boards. And then third, they combined this lobbying power, funding, and all their experts to capture all our U.S. health agencies just to rubber stamp every drug and vaccine recommendation. We have never, as a nation, denied a vaccine brought to market. And so what does that tell you? That… We don’t know how to say no as a government to pharma. Like, hey, this vaccine has too many risks. Hey, this vaccine doesn’t have good efficacy. Hey, we don’t want to give this vaccine to every person because we’re not drug users and prostitutes. We lost that ability to say no to pharma.
SPEAKER 03 : 98:20
But we are reclaiming it, and that is the good news. We’re talking with Pam Long regarding her piece that we will publish this weekend regarding good news on both vaccines and nutrition. When we come back, we’ll talk about some of these other transparency things that are so, so important. We have these discussions because of our sponsors. And if you’ve been injured, you should reach out to John Bozen and Bozen Law.
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SPEAKER 03 : 101:04
and welcome back to the kim monson show wanted to mention a couple of my great sponsors one is little ritchie’s from parker to golden little ritchie’s pizza and pasta is your go-to for real new york style pizza hearty pastas and that unbeatable local vibe little riches is serving up daily specials and quick and tasty weekday lunch deals and a great happy hour so little ritchie’s parker and golden and great calzones and then also mint financial strategies Jody Hensley and her team, they are there to help you get your financial freedom in order. And they have the credentials of an accredited investment fiduciary, and they offer advice that’s focused on you. So give them a call. That number is 303-285-3080. They are your path to independent financial confidence. We’re talking with Pam Long regarding her piece that we will Published this weekend, Radical Changes in U.S. Vaccine and Nutrition Recommendations. Let’s talk a little bit about Tylenol, mercury vaccines, autism. We did talk with Dr. James Lyons-Weiler yesterday a little bit about that. But what’s your read on this, Pam Long?
SPEAKER 07 : 102:10
So, again, more good news. We have new leadership at HHS and the FDA and the CDC, so we’re seeing some good changes that are overdue for, I would say, 20 years or more. So, Tylenol. Tylenol was now, the FDA has warned, it is linked to neurodevelopmental disorders in utero and no longer recommended in pregnant women. I would say we could go farther, but that’s a good start. There’s a hypothesis that Tylenol is… a causal factor in autism that it’s highly recommended after every vaccine. It lowers the child’s glutathione, which is their main detoxification component, and it could exacerbate detoxification of adjuvants like aluminum from vaccines. And so I think you’ll hear more on Tylenol. I think it’s an evolving story on Tylenol, but that’s a good start. Stop giving it to pregnant women. It’s never been demonstrated safe for pregnant women, even though pregnant women are commonly told, you know, that it’s the only thing you can take in pregnancy. Nope, that’s not true. Regarding some more vaccines. The CDC finally decided to remove all thimerosal, which is a mercury ingredient preservative in our influenza vaccines. You may have commonly heard from your doctors, no, we don’t do that anymore. Yes, it’s true. We removed mercury from all the other vaccines back in 2001. But, you know, 25 years later, here we are finally removing mercury from the influenza vaccines. You also may have been told that mercury is not harmful. That is an absolute lie. So but some of the flu versions in 25, 26, which is the current flu. season still contain mercury. Going forward, they will not. The CDC also stopped recommending the MMRV vaccine. That’s a combination MMR, measles, mumps, rubella, and varicella after 20 years of a signal that it increased seizure risk. And this was a vaccine mostly given to poor kids on Medicaid. So that’s a good, solid recommendation to stop using that combination vaccine. Inherently, all combination vaccines have more risk. And then we have the FDA. We have a little kerfuffle going on within the FDA. Their Office of Surveillance and Epidemiology formally recommended a black box warning. That is the most severe warning you can put on a drug for the COVID-19 vaccines for life-threatening risks. The FDA decided against this recommendation at current time, even with documented deaths of 10 children. OpenBears reports 38,913 death reports from COVID vaccines, which makes it the deadliest vaccine over all other vaccines combined. But instead of a black box warning, the FDA directed Pfizer and Moderna to revise their COVID-19 vaccine label to include that this vaccine does have a risk of permanent heart damage, specifically myocarditis. pericarditis and this predominantly is affecting younger people 16 to 24 year old males specifically and lastly the CDC admitted that the claim vaccines do not cause autism was never based on any evidence because studies did not rule out this that vaccines as a cause of autism and this statement was removed from the CDC website and this is I think the most notable public health reversal in 30 years.
SPEAKER 03 : 105:41
Wow, that is pretty huge. And to think that all this has happened within just basically a year since Donald Trump has taken office, it’s pretty remarkable. Then the food pyramid, people are really excited about it. And so tell us a little bit about that.
SPEAKER 07 : 106:02
This is huge and exciting as well. So the food, big food has captured Congress, and Secretary Kennedy did not mince words that, you know, that basically our food agencies that made this and nutrition guidelines, it was all captured by processed food industry and that we’ve been lying. That’s the word he used. The hard truth is that our government has been lying to us to protect corporate profit-taking, telling us that these food-like substances were beneficial to public health. And the federal policy promoted and subsidized highly processed foods and refined carbohydrates and turned a blind eye to the disastrous consequences. And today the lies stop. Wow, those are words from Secretary Kennedy. So what he’s done, he’s replaced the corporate-driven guidelines from our food pyramid and flipped it upside down. And so now they’re recommending eating real food without added sugars, without the industrial oils, the seed oils, the artificial flavors, preservatives. All of those are contributing to our chronic disease epidemic, obesity, heart disease, cancer. And instead, every American should be eating protein, Healthy fats, such as eggs and fish and meat and dairy and nuts and seeds and olives and avocados. So there’s been this war on protein. There’s been this war on saturated fat. It is not the enemy. Processed foods and sugars are the enemy. And so… proteins and fats are at the top priority of the pyramid now and grains are at the bottom in moderation he’s recommending butter butter has been villain villainized butter is back kim butter is back and seed oils are out so with this how would you like to conclude all of this pam long Really, at this point, we spend the most money on health care here in the United States with the worst health outcomes. So I think that in and of itself is an indictment. You cannot trust mainstream medicine. They’ve gone along with all of this. We have captured agencies that will continue to promote unsafe drugs and unhealthy processed food products. People, this is hard to understand, that this medical industry profits from you being unhealthy and from chronic disease. So they are going to resist all these changes. But there are doctors out there who will embrace this, and you can find them. I was also asked today to mention that right here in Douglas County in Colorado, it’s January, and those mental health surveys are going out in the public school system where you have to opt your child out. They are opted into these surveys. They’re not really mental health surveys. They are part of this clinic. or a classroom to clinic program to get your kid on drugs, prescription drugs, or, you know, a transgender pipeline. They’re nefarious. They have an agenda. You have to opt your children out.
SPEAKER 03 : 108:59
And how would parents know about this? And these health surveys ask all kinds of questions that you do not want to have put into these surveys. And of course, then AI, if it gets involved and something gets wrong, you do not want to have your kids do this. So how would parents know about this?
SPEAKER 07 : 109:21
They might have gotten some type of notification that, hey, we’re doing these surveys and some type of correspondence with the school. They may have not. So just call the school and say, hey, how do I optimize the student out of the mental health surveys or any health survey? There’s so many of them now. You don’t even have to know all their names. Just say we want to blanket opt out of any health survey. My child’s there for an education, not data mining, doesn’t need your help here. Just call the school and opt them out.
SPEAKER 03 : 109:52
Okay, and so parents, make sure that you do that. And grandparents, if you’re listening, you may want to talk with your kids about this. These surveys, really, you do not want to have all this data that’s collected on our children. And we are in such a historical time, Pam Long, in our country. When I say on the show that we are made for this moment, we are. And I think when you and I first started all of these conversations, we never… We had such great concern. Here in Colorado, we still have a lot of concern. But I love the fact that we’ve got some really great news that is occurring now.
SPEAKER 07 : 110:30
This is really great. And so I can give you so many, you know, both real data and anecdotal stories of how many parents are pushing back, even on things like the vitamin K shot, which I would argue is not vitamin K. That’s something recommended to every newborn child. It’s a big dose of aluminum. So parents, that excites me that they’re reading the ingredients and saying this, this is not vitamin K at all. and pushing back and in a very strategic ways of knowing their rights, going in informed and pushing back and asserting their rights. We are definitely, we’re definitely headed in the right direction.
SPEAKER 03 : 111:07
Well, that is great news. And, okay, well, I’m looking at text messages, but I think that we’re out of time here on all this. Pam Long, as always, thank you for these thorough articles that we will be publishing this one on Sunday. Thank you so much. I really appreciate it.
SPEAKER 07 : 111:27
Thank you, Kim. You’re one of the biggest voices on this in supporting our medical freedom community.
SPEAKER 03 : 111:33
And it is so important. And our quote for the end of the show is from Norman Vincent Peale. He said, Become a possibilitarian, no matter how dark things seem to be or actually are. Raise your sights and see possibilities. Always see them, for they’re always there. So, my friends, today be grateful. Read great books. Think good thoughts. Listen to beautiful music. Communicate and listen well, if honestly and authentically. Strive for high ideals and like Superman, stand for truth, justice, and the American way. My friends, you are not alone. God bless you, and God bless America.
SPEAKER 14 : 112:09
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SPEAKER 12 : 112:25
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SPEAKER 11 : 112:33
T.J. Pander here in 2026 with Al Smith of Golden Eagle Financial. Al, new year, new you. What should people be focused on as they’re getting their fresh look at 2026?
SPEAKER 04 : 112:42
Well, I think what makes sense is to sort of take a financial insight.