Welcome to the Kim Monson Show podcast. Kim Monson is your host. “The rights of persons, and the rights of property, are the objects, for the protection of which Government was instituted,” wrote James Madison. Friday’s guest host and RE/MAX realtor Karen Levine and mortgage specialist Lorne Levy discuss owning property. Former Colorado State Representative and former Jefferson County Commissioner Libby Szabo shares her thoughts on representative government. Co-founders of The 2nd Syndicate Alicia Garcia explain how you can join them in protecting our Bill of Rights. ————————————————————————————– The Kim Monson Show airs on KLZ 560 AM every Monday
It’s the Kim Monson Show, analyzing the most important stories.
SPEAKER 05 :
An early childhood taxing district? What on earth is that?
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The latest in politics and world affairs.
SPEAKER 05 :
I don’t think that we should be passing legislation that is so complicated that people kind of throw up their hands and say, I can’t understand that.
SPEAKER 09 :
Today’s current opinions and ideas.
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And it’s not fair just because you’re a big business that you get a break on this and the little guy doesn’t.
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Is it freedom or is it force? Let’s have a conversation.
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Welcome to the Kim Monson Show. I am Karen Levine and I am here guest hosting this morning. Thank you for joining us and let’s have a conversation. Thank you for listening. Each of you are treasured and valued and have a purpose. Today, strive for excellence, take care of your heart, your soul, and your mind, and your body. We were made for this moment in history. And I’d like to thank Joe, our producer, and the team here at the Kim Monson Show for all their hard work. Remember to visit Kim’s website. That’s KimMonson.com. You can sign up for her weekly newsletter. You’ll get the first look at all her upcoming guests, as well as the most recent essays. And you can email Kim at kim at kimmonson.com. We’d like to thank Laramie Energy for their gold sponsorship of the show. It is a reliable, efficient, affordable, and abundant power from naturally occurring hydrocarbons such as oil, natural gas, and coal that powers our lives, fuels our hopes and dreams, and empowers us to change our own personal climates to be warm in the winter and cool in the summer. And thank you to Hooters Restaurant for their sponsorship. There are three locations, one in Aurora, Westminster, and Loveland. And they have great lunch specials Monday through Friday for dine-in or to-go. Wednesday is our wing day. And I have in studio with me today, Lauren Levy as well, my fellow sponsor. And he probably checks out wings now and then, huh, Lauren? What are you trying to say? Right?
SPEAKER 20 :
Face for radio.
SPEAKER 07 :
Exactly. So on Wednesdays, Wings Day, you can buy 20 wings and get an additional 10 for free. That sounds like a pretty awesome deal. The offer is for to-go or dine-in. Hooters restaurants are a great place to get together with friends and to watch your favorite teams. So as we move into our morning, I have selected our word for the day, Lauren and Joe, is iniquity. And iniquity means gross injustice or wickedness, wickedness. or a wicked act or thing. The Cambridge Dictionary defines iniquity as a noun that means a very wrong and unfair action or situation. Iniquity means the fact of being very wrong or unfair, and something that is very wrong and unfair. And I selected that word because I feel like we have been seeing a bit of iniquity in the world. And I think when we move to our quote of the day, we’ll feel more positive. So let’s see what I came up with. So this quote is from Darnell Johnson. and i searched darnell and i couldn’t find out which darnell quoted this quote but it could be a famous soccer player a basketball player a football player or an educator so we’ve got some choices here but i love this quote it is success can be defined in three simple words and then some The top people did what was expected of them, and then some. They were considerate and kind, and then some. They were good friends and helpful neighbors, and then some. Thank you to Darnell Johnson, whomever that Darnell was, and then some.
SPEAKER 20 :
Darnell was a forward thinker.
SPEAKER 07 :
He was. He was totally a forward thinker. I know every morning Kim shares a couple of the most current headlines. And I think Lauren pulled a headline up for us. So I’m going to let him share that one. And I have one for us as well.
SPEAKER 20 :
Lorne, what was on your… The headline that was important in the world today is that as of 5 a.m. Eastern time, Israel has begun withdrawing troops from Gaza. So that is a good… Something good in the world happening and we’ll see. This is not the first ceasefire. We’ll see if it holds. We’ll see if Hamas does what they say they will do as they have not ever seemingly in the past. But it’s interesting because if it holds, then we’ll have to find out what all these paid protesters on college campuses and stuff are going to do now.
SPEAKER 07 :
Oh, they might have to go find a new job. What’s their next cause? Their next cause. That’s very fascinating. Well, thank you for sharing that. And I think we see the response of Israel is trying to be maybe a good neighbor and then some.
SPEAKER 20 :
And they’re working with President Trump closely, which is nice. And we’ll see if this holds. This is going to probably lead to a Nobel Prize for our president.
SPEAKER 07 :
Oh, that would be interesting. Let’s see where that takes us, right?
SPEAKER 20 :
It’s supposed to be announced relatively soon. They’ve been announcing all the ones for physics and literature. So we’ll see what comes of it.
SPEAKER 07 :
What comes of it? Well, we’d like to see peace in Israel.
SPEAKER 20 :
For sure.
SPEAKER 07 :
Most definitely. The headline I pulled up is, as many of you know, we continue to have the government not at work, except for those who are essential. And the headline was, Senate Again Rejects Bills to Reopen Government as Parties Aim to Shift Blame. And I think in their positions, their job is not to blame, but to find solutions. And I find some of their actions and reactions somewhat iniquitous.
SPEAKER 20 :
It’s interesting. These aren’t headlines, but they’re real-life stuff if you know people. I was talking yesterday to a client of mine who is in the Navy, and he’s not getting paid right now. And they just had a baby, and they have some savings, but a lot of these folks live check to check, and they will get their back pay. They always have. He told me, because I’ve been reading that, The administration is looking into some possibility of some people not getting their back pay. I haven’t seen where that’s gone yet. But he told me, and this is his opinion, that he believes it’s a law that they’re entitled to their back pay, especially the military. So I’m hoping for that. But as of right now, he’s going on week number two of no check. They have mortgages. They have car payments. And so hopefully these people have savings to get through.
SPEAKER 07 :
Exactly. I have two people in my life that are close. One is a mother of an air traffic controller. And we know that there has been some that have chosen to take their sick days and cause a little bit of unrest in the air or on the ground. And that’s unsettling. And then I have a client that works for TSA. And, you know, he is expected, obviously, to show up at work to keep our airport safe. And he said that, well, it gives him an opportunity to take some travel time. But, again, he’s looking to buy a house. So he needs that paycheck. Yeah. We are going to ask that those of you who we have graciously elected into these positions to represent us, the citizens of America, that you guys set down all these agendas you have and let’s come to a resolution solution. I think that would be apropos. Joe, anything you got to add to that conversation?
SPEAKER 04 :
Yes, ma’am. When I hear government shutdown, I want to think, all right, I think the elected officials… They don’t stop driving. So they’re using their drivers and stuff like that, which is our tax dollars at work, all while the government is shut down and people like the naval person who has a baby and can’t support them at all just because they decide, oh, we’re not going to agree. So we’re going to shut everything down. And the people who help make the nation run… are screwed in the end, and I don’t like that at all.
SPEAKER 07 :
Well, and they are hired or elected. They are elected to represent us, the people, and then they put the people in this state of unrest, uncertainty.
SPEAKER 20 :
Well, and guess in the federal government shutdown, guess who’s still getting paid?
SPEAKER 07 :
I think they are.
SPEAKER 20 :
Congress, by law.
SPEAKER 07 :
Congress, by law, gets paid. And as Joe said, they still get the amenities of their day-to-day living.
SPEAKER 20 :
Not a lot of rush for them to come to an agreement when their checks are still getting deposited.
SPEAKER 07 :
So maybe they shouldn’t get paid?
SPEAKER 20 :
Of course. They never have to face the consequences of… What they do. They still always have health care. They’re always getting paid. They have built-in raises no matter what. They never have to face the consequences of their actions.
SPEAKER 07 :
Interesting situation we have created. Later this day, later this morning, we’re going to talk to somebody that is going to discuss compensation to our elected candidates. So, Joe, is it time for us to go to break and hear from Roger Mangan? Roger Mangan’s State Farm Insurance team will create personalized insurance plans to cover all your needs, from protection of your cars to your home, your condo, your boat, your motorcycle, your business, and your renter’s coverage. Contact the Roger Mangan team now at 303-795-8855 for a complimentary appointment. Like a good neighbor, Roger Mangan’s team is there.
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April 26, 1777. Colonel, the British are raiding Danbury and burning the town. I’ll go tell them. Sixteen-year-old Sybil Ludington mounted her horse and rode 40 miles through night and pouring rain. That’s twice the distance of Paul Revere to sound the alarm.
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Quickly.
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assemble at my father’s house the kim monson show is our modern day sybil luddington bringing us the latest breaking news in the battle for truth and freedom ben’s plumbing heating and cooling is proud to stand with kim will you stand with us get engaged with the issue that keeps you up at night so that you can influence your school and community with truth and justice And for quality craftsmanship at a fair price, call or text Ben’s Plumbing, Heating, and Cooling at 303-995-1636. That number again is 303-995-1636.
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There’s so much noise coming at us. Sometimes it is difficult to make sense of it all. How can you sift through the clamor for your attention and get to the truth? The Kim Monson Show is here to help. Kim searches for truth and clarity by examining issues through the lens of freedom versus force, force versus freedom. Tune in to the Kim Monson Show each weekday, 6 to 8 a.m. with encores 1 to 2 p.m. and 10 to 11 p.m. on KLZ 560 AM, KLZ 100.7 FM. The KLZ website, the KLZ app, and Alexa. Play KLZ. Shows can also be found at KimMonson.com, Spotify, and iTunes.
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It’s finally Friday. I’m free again. I’ve got my motor running.
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Welcome back. I’m Karen Levine, and I’m filling in for Kim today. Check out Kim’s website at KimMonson.com. That’s K-I-M-M-O-N-S-O-N.com. Or email her at Kim at KimMonson.com. And we just want to thank you for contributing to support Kim’s independent voice and to exercise the right of freedom of speech. So to exercise, I should say, our right of freedom of speech. So through all of Kim’s work with the veterans, she is honored to highlight the USMC Memorial Foundation and all they are doing to raise the money to remodel the official USMC Memorial, which is located right here in Golden. It is Golden, Colorado at 6th and Colfax. And Paula Soros is the president of the foundation. She is a Marine veteran and a Gold Star wife. Paula and her team are working diligently to make the remodel a reality. And you can help by donating at usmcmemorialfoundation.org. That’s usmcmemorialfoundation.org. And really an amazing undertaking. Paula’s been on this journey for quite a few years, and we are hoping to see the renewal of that memorial. It will be a great place for people to go and spend time and to remember the efforts of our Marine veterans. So I have on the line a gentleman who is running for the Jefferson County or the Jeffco, I should say, the Jeffco School Board. And welcome, Sam Myron.
SPEAKER 10 :
Thank you very much. So to be here.
SPEAKER 07 :
Well, Sam, I am a product of Jefferson County Schools, and I know how important the position of our school board is in education in Jefferson County. So share with us why you are running for the school board.
SPEAKER 10 :
I am running to make a difference, and that sounds kind of corny. But that’s what I’ve been doing for, well, I’ve been volunteering in the schools for 44 years. And I believe that everybody can make a difference. And I do it every day when I teach chess, do crosswalk duty, whatever it takes to keep the kids safe. And, you know, if you want me to tell a story about why I do it, I will.
SPEAKER 07 :
I would love to hear that. And I’m sure the listeners would as well.
SPEAKER 10 :
All right, I’m doing crosswalk duty for nine years. And a couple years ago, you know, volunteer. And a couple years ago, a gentleman stops me and says, thanks for volunteering. I appreciate that. You haven’t seen me because my foster daughter got a permanent home. And I go, well, that’s cool. I volunteer at these schools. And his eyes get big. He pulls to the side of the road, gets out of his car, comes up and assaults me with hugs. Oh, wow. He literally picked me up off the ground. Then he steps back, and he points at himself. He goes, Angelo, you made a difference in my life. I met this kid in sixth grade, and he’s 40 now.
SPEAKER 07 :
Oh, my goodness.
SPEAKER 10 :
He was having trouble. He was getting in fights every day. He just couldn’t concentrate in school. His home life was rough. And he didn’t have a dad in the picture, and I said, okay, hey. I had him in shop class where I was volunteering him. I had him in PE class, and I taught him chess. So I got him through middle school and all the way through high school, and then I lost track of him like I do most of the kids over the years. I have 35,000 hours that I’ve volunteered over the last decades. That’s amazing. Yeah. Then I go, well, what happened to your little brother? And he goes, well, kind of hangs his head. He goes, he just got out of prison for murder. And it’s like, oh, no. So I tell this story to all the cops I know, all the teachers, all the principals. We make a difference. We are like a pebble on the pond of life. We make difference in these kids’ life. And so if I saved his life, did I save somebody else’s that he didn’t, you know, maybe hurt or something later on in life? And so he’s a great man. Sorry, it’s a little emotional.
SPEAKER 07 :
Well, it sounds to me like when you’re taking that time to be at the crosswalk to provide safety to these students, they have connected with you and you’ve created relationship. And I had the privilege this week to be in a room with a panel of superintendents from our school districts here in the Front Range. And the comment that they made was the importance of the school board and the direction of the school board and um the fact that we do have those who run for school board that have an agenda that is not in line with providing good education and safety to our kids yeah and to me i look at some of the people running and they’re all good people it seems but their agenda of kids first is not is not right they just don’t have it they don’t have ideas
SPEAKER 10 :
I have ideas of what we should do. We should bring one thing. We bring back shop classes in middle school. Oh, we can’t pay for it. Get out there and find labor unions, find contractors. All these people, these contractors in the trades, they need to have good workers coming out of our schools. My son is 33 years old, and he makes $35, $40 an hour as a plumber. And he is sought after. We’re disservicing our kids by not preparing them for life. Everybody’s going to go to college. Now, Jeffco does have a good CEC program. Well, that’s the Denver CEC. It has Warren Tech’s. But we need to have some of the shop classes, trades classes in the middle schools because that’s where we lose a lot of kids. I hate school. But I’m going to go today because I have music. I have shop. I have education. you know, good art class. Those are the things that keep kids interested. Not everybody’s going to go to college. And I’ve seen that firsthand because kids who can get an A in shop and they’re getting D’s elsewhere. And I would say to them, You can get at least a C or a B if you put in the same effort that you’re putting in shop class, which they love, or, you know, OMEC class or whatever. Kids can’t boil water, so we need to teach them how to cook. But it would work. The kids say, all right. And I’ve seen them get all the way through from middle school all the way, and they graduate. We need the pathway to graduate. And the trades are one of them. And they need to have them back into schools and sponsors. You’re a union. You’re a contractor. Put your name on a classroom. We built this. And then talk to your suppliers. Our suppliers supplied the machines, the tools. And it’s possible. It can be done. We need to not lose these kids that we’re losing now. because we’re not educating them in what they want to be educated in.
SPEAKER 07 :
Well, and I think we continue to know that reading, writing, and arithmetic, the basics are very, very important. But we are lacking in our trades. And like you said, you have a son that’s a plumber. All the trades I use in my business in the real estate world are retiring. And to find another quality employer, independent trades person is very difficult and so I know many of our school districts are looking at putting more emphasis there and it sounds to me like you have some great ideas to bring to the school board and I did find it interesting as you delve deeper into this the state of Colorado used to fund K through 12 education was about it was over 40% of the state budget and and it is now in the mid-20% of the state budget, which told me that the burden of cost is falling on the property owners through property tax and that the government, our state government, is not putting their emphasis on education as they should be, that there’s a lot of, as Kim would say, PBIs, politicians, bureaucrats, and interest as parties that are taking part of our education budget for the state and it’s not going to where it should which is our education so maybe if elected sam you can help them write the ship and get those dollars back to our education well they always talk about mental health in schools which is definitely a problem but part of it is i mean you said sam you said sam i am well i wear a sam i am shirt all the time i have eight of them
SPEAKER 10 :
Because it makes a kid smiles when I go into the schools that I go into. And it’s something that you have to have. You have to have a friendlier environment. And one of my solutions is what was done in inner city Indianapolis back in the 90s. They brought grandma and grandpa. Now wisdom and experience of these older people is being lost in society. And you can make fun of people’s mama, but nobody makes fun of grandma and grandpa. And we need that into the schools. More eyes, but more friendly faces. Go into the schools and tutor kids in the library. We need to have workers in the cafeteria, volunteers. We need volunteers. DEFCO needs to have a pathway to volunteer in the schools. And I know people out there would love to do it because… Like I said, you can make a difference. And we’re not utilizing that resource, and I want to see more of it. I’m a grandpa, and I’m in schools, well, basically every day.
SPEAKER 07 :
Well, it sounds like you’ve been involved in the educational arena as a volunteer for many, many years. And we appreciate you taking some time to share your vision as a candidate for Jefferson County School Board. And we wish you the very best on the campaign trail. And how can people get more information about you, Sam, and help you get elected?
SPEAKER 10 :
I have a website. I don’t have a website. I don’t have money for one of those. I do have an email, smyrant4jeffcoe at AOL.com.
SPEAKER 07 :
Excellent. So that’s smyrant, and that’s M-Y-R-A-N-T. Correct. And you said number four?
SPEAKER 10 :
Yep. Jeffcoe. Number four, Jeffcoe.
SPEAKER 07 :
At AOL.com.
SPEAKER 10 :
Exactly, exactly. And I want to get more people involved in the schools. They don’t like necessarily to have volunteers because they don’t want people to come in and see how, you know, corny, but the sausage is made. Right, right. We need to do it. People need to, you know, make a difference. Make a difference. That’s what I’ve been really trying to do, yeah.
SPEAKER 07 :
Well, thanks so much for joining us, and we wish you the very best.
SPEAKER 10 :
Well, thanks for inviting me on.
SPEAKER 07 :
And with that, stay tuned. We’ll be right back.
SPEAKER 03 :
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SPEAKER 01 :
All Kim’s sponsors are in inclusive partnership with Kim and are not affiliated with or in partnership with KLZ or Crawford Broadcasting. If you would like to support the work of The Kim Monson Show and grow your business, contact Kim at her website, kimmonson.com. That’s Kim Monson, M-O-N-S-O-N dot com.
SPEAKER 07 :
Welcome back. I’m Karen Levine and I’m filling in for Kim this morning. Sign up for Kim’s weekly email newsletter at Kim’s website. That’s Kim Monson dot com. Or you can email Kim at Kim at Kim Monson dot com as well. Thank you for contributing to support our independent voice and to exercise our right of freedom of speech. Ready for financial freedom? Call your friends at Mint Financial Strategies. As an independent firm and an accredited investment fiduciary, they always put your interests first. Mint means more than money. It stands for a meaningful relationship, information sharing, a network of smart strategies, and a thoughtful advisor who puts you in control. No cookie cutter plans. Everything is tailored to you. You can call Mint Financial Strategies today at 303-285-3080. Well, I’m excited to welcome our guest online, Joshua Scharf. Hopefully I said that right, Joshua. He’s a senior fellow of the fiscal policy at the Independence Institute. He’s also a member of the Compensation Commission, which I’m going to find very interesting to learn about. The Compensation Commission is a state legislative and elected salary commission, and he’s also the author of Complete Colorado. Welcome, Joshua. Welcome.
SPEAKER 11 :
Good morning. Good morning, Karen. It’s nice to meet you and Lauren as well. One small correction. I’m not the author of Complete Colorado. I am a contributor at Complete Colorado, which is the news division of Independence Institute. So you can find us at CompleteColorado.com. And then most of my stuff is on the commentary page over at page2.CompleteColorado.com.
SPEAKER 07 :
Thank you for clarifying that. So tell us about this compensation commission.
SPEAKER 11 :
Sorry to start off with a correction. So what happened was back several years ago, the legislature decided that it was underpaid. And so rather than vote, it did vote itself a pay increase. So it went from about $30,000 a year. to about $43,000 a year, which doesn’t sound like a whole lot until you realize that it’s a part-time position. The legislature itself only meets for about four months out of the year, although obviously there are some responsibilities that go into the out months, and there’s always the possibility of being called back for a special session and so forth. That’s in addition to a per diem that representatives receive. People within 50 miles of Denver get a lower per diem because the assumption is they’ll just drive home. People farther out get a higher per diem because they’ll have to pay for lodging as well. And it was decided that even though they voted themselves as paying crews, what they didn’t want to do was be in the position of continually having to do that. So they passed a law where there would be a quadrennial, every four years, a quadrennial compensation commission that would examine the salaries of state legislators and the five statewide elected officials, governor, lieutenant governor, secretary, treasurer, secretary of state, secretary, I’m sorry, attorney general, secretary of state and treasurer. And so that’s what we’re doing. Our recommendations that we make will become the salaries for these positions, including the state legislature, after the 2026 election, unless the legislature itself votes to do something different. And so these are appointed by the executive branch. They’re appointed by the legislature itself, the leaders of the legislature itself. And so I am the Senate Republican representative on this commission.
SPEAKER 07 :
And how many people sit on this commission?
SPEAKER 11 :
There are at least seven of us on this commission. There’s a bunch of staff as well, but they don’t have voting authority.
SPEAKER 07 :
And at this point, based on what you provided for me, you have sort of an outline of what the current situation is, and are you in a position now to start making recommendations? What’s the next steps? Sure.
SPEAKER 11 :
Yeah, so one thing that happened, let me back up one second. There was a previous compensation commission back in the 80s, and its job was much broader than ours. It also had responsibility for things like school boards, district attorneys, that kind of thing. We’re solely limited to state offices. But one of the things that they did was they went and looked at focusing specifically on the state legislature. They went and looked at other part-time state legislatures and got a sense of what they got paid and what their per diems were and what, and then on a daily basis, per day of the session, what that meant. And Colorado was sort of somewhere in the middle of the pack on that, maybe a little toward the low end. I went back and replicated that as best I could for nationally represented again, part-time legislatures. And it turns out that Colorado is in the upper end of that. We’re in the upper third, certainly, of pay for state legislators per day basis of the session. And so what they wanted to do was bring in a professional firm to go and do their own examination. I don’t have a problem with that. I mean, it’s a This is all public information. It may be that I missed something or that they’ll miss something, whatever. There’s no harm in doing that. But, of course, we’ll have to set some criteria of what they will look at. They will come back to us with their results, and then we will make recommendations. This is only for the legislature, of course. We still have to deal with the executive offices. It turns out that our governor, while the last few governors have been independently wealthy… the uh the salary for the governor is probably as low compared to others there’ll probably be some some sense to increase the governor’s salary i’m not sure i’m thrilled with that either the argument for increasing the legislators salary is that that shouldn’t be that shouldn’t be a bar to serving the counter argument is doesn’t seem to be a bar to serving there seem to be plenty of applicants So every they’re all all these elections are contested either in the primary or in the or in or in the general. So it doesn’t seem like we’re lacking for people who want who want these positions. So so we will see what comes out of this. Well, we find this… Our recommendations are… I’m sorry.
SPEAKER 07 :
No, go ahead.
SPEAKER 11 :
Just to finish the answer, our recommendations are due by the middle of December.
SPEAKER 07 :
The middle of December. Well, it’s interesting. Earlier in the conversation this morning, we were talking on the side about… Our elected representatives. Initially, that was a volunteer position. People wanted to serve their state or their city and councils or, you know, at the national government. But we have put this compensation incentive piece in place. And like you said, it’s a part time job with, you know, some we want to pay for people’s time. Right. But you want to make it reasonable.
SPEAKER 11 :
Well, and I think there are some states that, I mean, Oklahoma, I think, pays essentially a full-time salary, even for part-time legislators. Nebraska pays almost nothing. And I think there’s got to be a difference between compensating people for potential lost opportunities and increasing the incentive for people to run for office because of the paycheck. There’s something else that I think is liable to come up. that I want to alert people to on this as well. What will happen, I am sure there will be some discussion of cost of living and comparing cost of living in Colorado and other places. To my mind, there’s something to that, but not as much as advocates for a pay increase would say. Because basically what you’re doing, I mean, the actions that the state legislature takes have a huge effect on the cost of living in Colorado. They shouldn’t be insulated from the consequences of that.
SPEAKER 07 :
I was going to say the effects of their decisions.
SPEAKER 11 :
Yeah. They shouldn’t be insulated from the consequences of that. If they make laws that make it more expensive to build housing and raise housing prices and mortgages and rents, they ought to have to suffer along with the rest of us with that, as an example. I think that may come up as well.
SPEAKER 07 :
Yeah, as Lauren and I would probably come alongside you with the fact that the decisions that have been made at our state, and we talk about the construction defect legislation that is now almost 15 years old, but how it kept condominium construction from being built in our marketplaces, which was entry-level housing for many people. It was the way to start the American dream of home ownership. And without having that product in our product mix, it has really affected overall property values.
SPEAKER 11 :
No question. When I was behind the years and just graduated from college and got my first real paycheck, the first thing I bought was a condo on exactly that. Not the first thing I bought, but I bought a condo. on exactly that theory, that I had something I owned and it would appreciate in value and then eventually I’d buy a house.
SPEAKER 07 :
Exactly. Lauren, do you have any questions for Joshua?
SPEAKER 20 :
No, I find it very interesting that they, you know, I didn’t know about this committee and I didn’t know that this exists. I kind of thought these people almost had carte blanche, obviously by a vote to give themselves raises. I think Congress seems to have that ability. So I’m happy with the fact that there’s this committee that’s analyzing everything and checking fairness that they can’t just say, we deserve a pay raise, we’re going to get one.
SPEAKER 11 :
Well, in theory, they could still do that. I mean, they did vote themselves one before, but it’s an uncomfortable vote for a lot of them. And certainly it’s an uncomfortable vote in a situation where they’re having to cut because of budget issues, where there are budget constraints to then turn around. And again, because of decisions they’ve made, there are budget constraints. And then they turn around and say, well, we, you know, we can’t afford to do this job. We need, you know, we need another 15 grand a year or something like that. Nobody else, you know. Nobody else has that. Most of your listeners don’t have the ability to do that. So they moved that to an independent commission to relieve themselves of that burden. Congress did very much the same thing at one point, and I think it may still be the case, although I’m not sure. I’m not sure whether they’ve tied theirs to some other metric, but Congress did the same thing at one point. They had an independent commission, and then it would just become law unless they took a vote to stop it. And this became somewhat controversial back in the late 80s and early 90s.
SPEAKER 07 :
And were you appointed to this commission? Is that how it is formed?
SPEAKER 11 :
Yeah, in this case it was the Senate Republican leader who appointed me. Ironically, the House Republican leader appointed John Caldera. But do not be misled. That doesn’t mean that John and I agree on everything on how this thing should work.
SPEAKER 07 :
Well, and I understand that you’re not going to join us in the second segment. And if that is true, anything else that we need to know about the work you’re doing? We have just a couple other couple few minutes that we can wrap this up.
SPEAKER 11 :
Yeah, go ahead and look it up online. Unfortunately, I don’t have the URL right now, but it’s over at the Department of Governmental Affairs, something like that. It’s whatever the administrative arm of the state government is, has to post these meetings. The next meeting for interested parties is the 13th, this coming Monday, the 13th at 3 p.m., So for those of you who want to listen in, and maybe even there’s a section available for public comment, feel free to do that. But unfortunately, I don’t have the URL, but it’s the State Compensation Commission is the thing that you should be Googling, and you should be able to watch the sausage being made.
SPEAKER 07 :
Well, we I really appreciate that you accepted that appointment and are on the commission. And it sounds like you can give them some good direction and keep those compensation dollars in line for the citizens of Colorado.
SPEAKER 11 :
Well, thank you very much. And thank you very much for having me on this morning.
SPEAKER 07 :
Well, our pleasure. And this has been Joshua Scharf, and he’s with the Independence Institute and a member of the Compensation Commission for the state legislature. Thank you, Joshua.
SPEAKER 11 :
Thank you, Karen.
SPEAKER 07 :
Have a great day. So after this break, we’ll be right back.
SPEAKER 21 :
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SPEAKER 22 :
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SPEAKER 1 :
Here’s to another me.
SPEAKER 07 :
Welcome back. I’m Karen Levine, and I’m filling in for Kim today. Check out Kim’s website at kimmonson.com. The Center of American Values is one of Kim’s, I would say, favorite things to chat about, and it is located in Pueblo on the beautiful Riverwalk. The center is focused on the foundational values of America, honor, integrity, and patriotism. Through their K-12 educational programs, training for educators, and portraits of valor of over 160 Medal of Honor recipients, the Center is helping to instill honor, integrity, and patriotism for our next generation. Check out their website. It is AmericanValuesCenter.com. That’s AmericanCenterValues.com. During the break, we were just chatting about where we should take this conversation this morning. And since Lauren Levy, a co-sponsor of The Kim Monson Show and with Polygon Financial, is in studio with me today, we thought we’d talk about the rumblings of the Fed and interest rates. What’s happening?
SPEAKER 20 :
So we’re between meetings, obviously, right now. And I believe they have, I always get this wrong, the Fed meets, I think it’s eight or nine times a year, not every month. And so I think they have two more this year. I could be wrong, but I think it’s two. But anyhow, it’s an interesting time because it’s kind of a split Fed. There’s a faction of the Fed that wants to continue cutting rates. And there’s some that I think are more hesitant because they’re more worried about inflation. I was listening on CNBC this morning, just on my drive in, Fed Governor Waller, who’s a voting member, was talking about the dual mandate and the fact that they have two things they’re trying to control, the prices of things and unemployment. And in his mind, the prices of things, while a little bit elevated, he believes that tariffs, although they don’t hit all at once, they hit over a period of time, each hit is a one-time thing. And so he, in his opinion, on the higher end, like higher end goods, those tariffs are being passed through to those consumers that can afford it. And at the lower end, they’re not. The suppliers are kind of eating them. So he doesn’t see them as such a big concern. He’s more worried about unemployment in the labor market right now. So in his opinion, they should continue to cut, but moderately. You know, not some big 75-point cut or more like a quarter at a time. And then let each one play itself out and see what it does. See if prices do indeed go up. So… We’ll see what happens when the next time they meet and we’ll see if it has a similar effect on mortgage rates. Mortgage rates dropped pre-meeting announcement last time and then went up after the meeting because of inflation fears. So we’ll see as they continue to do that what happens on future cuts. Eight times, yeah. Okay. So the Fed meets eight times. So, yeah. So I think they have two more. I want to say either November, December, October, December this year. So the consensus seems to be two more cuts, a quarter each.
SPEAKER 07 :
Right. And where are 30-year interest rates lying today?
SPEAKER 20 :
They’re on the lower end of where they’ve been. They dipped down to where we were offering things like 5.99 right before the Fed meeting last time. Then they went back to like 6.375. So they’re in that range.
SPEAKER 07 :
So six and a quarter to six and a half.
SPEAKER 20 :
Yeah, compared to seven where they were before. So it’s an opportunity for people that have bought a home in the last two years that may have a rate with a seven in front of it to do something about that.
SPEAKER 07 :
To be able to.
SPEAKER 20 :
That’s what we’re doing right now is helping people that have rates in the sevens get down to these lower sixes, which is nice. There’s a lot of ways you can help. So it’s been very good to see people saving a bunch of money. But even homebuyers now, it’s more affordable on the mortgage side.
SPEAKER 07 :
Well, and it’s becoming more affordable because there’s more competition in the marketplace with more inventory. There are more choices for buyers. And with more choice means that buyers potentially can negotiate a bit more on pricing, whether that’s with concessions to help buy that rate down or with things as far as shortcomings of the property. They may be able to negotiate a little bit more on the inspection side. Because we came out of a period of time of three to five years where the seller pretty much controlled that market and buyers purchased homes. Those who got in early purchased at a very good value and then saw some great appreciation. And then those interest rates, as we know, doubled and created a state of a bit of uncertainty. challenging affordability. And so opportunity is out there. And I have some lovely properties on the market that I think people can buy well.
SPEAKER 20 :
I actually just had someone go under contract on a property with contingency. So those opportunities… I haven’t had that in quite some time because that used to be taboo over the last several years. You can’t have a contingency. Correct. And for those that don’t know, that means that you have to sell your current house in order to be able to buy the new house. Most sellers on the new house wouldn’t deal with that. They don’t want to be tied up waiting for you to sell your current house. They don’t want that risk. Well, this seller took that risk.
SPEAKER 07 :
Yeah. Which I haven’t seen that in a contract in a while. Yeah. Thanks for bringing that up because I think that’s true. Also, we were talking about the shutdown of our government. And Joe reminded us that those people in Washington are… are representatives of us. And we have turned that rhetoric to call them officials. And I’m not sure what makes them official. Joe, what do you think?
SPEAKER 04 :
I keep messing this up, so I’m trying to break that bad habit. But the officials in my eyes officiate my life. They tell me how I should feed my child, how I should live each and every day. And that’s not what America is about. We’re about making our own decisions. And if you make a bad decision, whoops, you get to pay the consequences for that bad decision. But we don’t need the people that we elect to… be our voice who get to skip by on a lot of those consequences.
SPEAKER 14 :
Yeah.
SPEAKER 20 :
I hear the word official and I just think if you’ve ever been to Congress or you’ve you know walk through and done tours they all have their own office and so they’re elected to that office which makes them an official an official it’s an occupant of an office and oh official that’s true that’s all it doesn’t make them any better than anybody else clearly um if in our society they have just as many things they’ve done wrong if you take a look in their past then
SPEAKER 07 :
Well, we’re all human, right? And we’re all definitely not flawless. And some of us, getting back to our word of the day, intentionally or unintentionally may act iniquitous with some iniquities. But with that said, I think generally the heart’s a man, right? want to see good and want good to happen. And yet we see a government that is supposed to work together for the benefit of the people. And now we’re, I think, day 10 into our government operating. So I would encourage them to get back to work and find a solution.
SPEAKER 20 :
I agree. I was trying to see. I hate to misquote, but we had a shutdown. I think it was 2013. I think it went for 62 days or something. It was crazy. I mean, I can’t imagine. I know they get back pay, but I can’t imagine trying to make that work.
SPEAKER 07 :
Yeah. Pay your mortgage.
SPEAKER 20 :
Yeah, that would be an awfully daunting thing. I’m talking about the federal workers, not Congress.
SPEAKER 07 :
Exactly, exactly. Well, and I had heard that there was belief that they would come to an agreement by Monday because it’s Columbus Day. I’m not sure why that’s relevant.
SPEAKER 1 :
Yeah.
SPEAKER 20 :
It says here the one in 2018 and 19 was 35 days. That’s a lot. We’re only on day 10.
SPEAKER 07 :
We’re only on day 10. Well, with that said, and then lastly, we had started the hour talking about the ceasefire. And that would be something just to create peace in a part of the world that has had unrest for so much of its history.
SPEAKER 20 :
I agree. It would be interesting to see because this is not the first ceasefire between these parties. And the last several times it hasn’t taken very long for a few rockets to go flying in the air again. And then it all comes unraveled. So hopefully it holds and people can get back to living a normal life.
SPEAKER 07 :
We would hope so. Well, you know, as Kim would say, Lauren, do you have a final thought?
SPEAKER 20 :
you know, we’re going to do everything Kim does?
SPEAKER 07 :
Well, we don’t have to, but, you know.
SPEAKER 20 :
No, I don’t. My final thought is, as we talk about our business, you and I, and as a sponsor of the show and hopefully trusted confidants, I think that there’s a lot of people out there that think sometimes, that I’ve spoken to, that rates maybe will go lower or need to go lower. The Fed’s going to cut again, so they’re waiting. They’re on the fence, especially if it’s to try to help people save money. What I would tell those people is, if you get an opportunity, take it. If rates drop in the next… three to five to six months especially on a refinance yes there are fees to refinance but people like me can help you with those and you can always do it again but we’re saving a lot of people a lot of money and a lot of people are choosing to wait and just writing checks that are bigger than they need to to a bank that they don’t need to pay that much to and it’s better to keep it in your pocket so I would give us a call
SPEAKER 07 :
Well, I appreciate that. And today, be grateful. Read great books. Think good thoughts. Listen to beautiful music. Communicate and listen well. Live honestly and authentically. Strive for high ideals. And like Superman, stand for truth, justice, and the American way. You’re not alone. God bless you and God bless America. Stay tuned for our number two.
SPEAKER 12 :
And I don’t want no one to cry. But tell them if I don’t survive.
SPEAKER 23 :
The views and opinions expressed on KLZ 560 are those of the speaker, commentators, hosts, their guests, and callers. They are not necessarily the views and opinions of Crawford Broadcasting or KLZ management, employees, associates, or advertisers. KLZ 560 is a Crawford Broadcasting God and country station.
SPEAKER 09 :
It’s the Kim Monson Show, analyzing the most important stories.
SPEAKER 05 :
An early childhood taxing district? What on earth is that?
SPEAKER 09 :
The latest in politics and world affairs.
SPEAKER 05 :
I don’t think that we should be passing legislation that is so complicated that people kind of throw up their hands and say, I can’t understand that.
SPEAKER 09 :
Today’s current opinions and ideas.
SPEAKER 05 :
And it’s not fair just because you’re a big business that you get a break on this and the little guy doesn’t.
SPEAKER 09 :
Is it freedom or is it force? Let’s have a conversation.
SPEAKER 07 :
Welcome to The Kim Monson Show. I’m Karen Levine, and I am thrilled to host the show. Kim is out today, so let’s have a conversation. Thank you for listening. Each of you are treasured and valued and have a purpose. Today, strive for excellence. Take care of your heart, your soul, your mind, and your body. We were made for this moment in history. Thank you to producer Joe and the team for their good work. And don’t forget to visit Kim’s website. That’s KimMonson.com. Kim, M-O-N-S-O-N.com. Sign up for Kim’s weekly email newsletter. You’ll get first look at all her upcoming guests as well as the most recent essays. And you can email Kim at Kim at KimMonson.com. thank you for contributing to support our independent voice and exercise our right to freedom of speech we also like to thank laramie energy for their gold sponsorship of the show it is a reliable efficient affordable and abundant power from naturally occurring hydrocarbons such as oil natural gas and coal that powers our lives fuels our hopes and dreams and empowers us to change our own personal climates to be warm in the winter and cool in the summer. We also want to thank Little Richie’s Pizza and Pasta from Parker to Colden. If you go… If you’re… I have no idea what that says, but we’re going to try this again. Little Richie’s Pizza and Pasta is your go-to for real New York-style pizza, hearty pastas, and that unbeatable local vibe. Little Richie’s is serving up daily specials, quick and tasty weekday lunch deals, and a happy hour… The locals actually build their plans around. Whether you’re bringing the crew, catching up with friends, or flying solo for a hot slice, Little Richie’s is your neighborhood hangout. I also would like to welcome Lauren Levy with Polygon Financial in the studio with me this morning. And have you tried Little Richie’s?
SPEAKER 20 :
I have.
SPEAKER 07 :
Is it delicious?
SPEAKER 20 :
It is good, and they have really good wings.
SPEAKER 07 :
Oh, good to know. I know, Barry, my husband’s always looking for the right slice, the New York slice, right? Well, as we move into the second hour, I would like to share with you the word of the day, which is… Iniquity, I did not spell it in the first hour, but it is I-N-I-Q-U-I-T-Y. And iniquity is a noun, and I think it was Cambridge Dictionary said, iniquity is a noun that means a very wrong and unfair action or situation. It is immoral or grossly unfair behavior. Iniquity means gross injustice or wickedness. And I was like, wow, that’s about a really harsh word. So with that said, because we seem to see a lot of iniquity lately, but I picked a quote of the day that’s much more positive. And the quote of the day is, success can be defined in three simple words, and then some. the top people did what was expected of them and then some they were considerate and kind and then some they were good friends and helpful neighbors and then some and that quote is by darnell johnson and i tried to cite who darnell johnson is and there are many darnell johnsons out there and no one wanted to take credit for the quote So it could be a very successful soccer player in Europe. It could be a basketball player, a football player, or an educator. So Darnell, whichever Darnell out there wrote that, I think those are encouraging words and then some.
SPEAKER 20 :
Maybe Darnell will call in.
SPEAKER 07 :
I know. Do you think? We might get lucky about that. So as we move into the hour, we had some headlines we were discussing in the first hour. And the headline I had chosen had to do with the fact that we’re on day turn of the government shutdown. And the fact that the… Our representatives, our senators and our Congress people have not been able to compromise and or reach an agreement or both, and that their duty is to represent the people of America and get us back to work. So what are you thinking about this situation, Lorne?
SPEAKER 20 :
As I said in the beginning, I feel bad for the federal workers that hopefully will get retroactive pay. I believe they usually do. And some will say that by law they have to. So that would be great. I know there’s talk about them not getting that. So that would be rough on those families. So hopefully that happens. And hopefully these guys can come to an agreement. It’s weird that we have a government that can shut down.
SPEAKER 07 :
It is quite strange. And we were discussing in the first hour that our representatives, our elected officials, they still get their paycheck, apparently.
SPEAKER 20 :
Yep, they built that into the Constitution nicely. It’ll be interesting. I have to fly tonight on a flight, and you hear a lot about delays with air traffic controllers and taking their vacation time or sick days, whatever. So we’ll see how that all unfolds, if there’s cancellations and things like that.
SPEAKER 07 :
And delays. Yeah. Well, and it’s interesting. In the realm of air traffic controllers, apparently we have been quite short with regards to air traffic controllers. And then if they’re taking their sick days or their vacation days, that just makes the system shorter. I did hear that the – I don’t know if it’s a school or an institute or whatever that educates air traffic controllers – They are in the private sector, so they’re still training people to do that, so that’s helpful.
SPEAKER 20 :
When you hear about a shortage of air traffic controllers, then if you ever see a map of the planes that aren’t seeing the sky at any one given time, it seems like we need a lot of air traffic controllers.
SPEAKER 07 :
Yes, yes. We were coming home, and I live near Rocky Mountain Metro, and they were all lined up last night. It was rather busy in the sky.
SPEAKER 20 :
Yeah, and those are the little planes.
SPEAKER 07 :
Exactly, exactly. They’re not the 747s, right? Joe, did you want to jump in on that conversation? Alicia is on the line with the Second Syndicate. Alicia, how are you doing this morning? I’m doing great. Good morning, everyone. So tell us, what work are you up to? I know you are doing some educating when it comes to firearms, correct? Correct.
SPEAKER 16 :
Correct. So I have my own personal firearms education company. I work with a company that I’m one of the educators called Concealed Carry Classes of Denver. So I have a classroom in Thornton, Colorado, as well as in southeast Denver. And we host classes not only for concealed carry, but for renewal. I teach people how to use pepper spray. I teach people how to have more situational awareness. I teach people, you know, basic pistol, defensive pistol skills, etc. So, indeed, that is something that I do.
SPEAKER 07 :
Well, and protecting our right to bear arms is important that we have good education and we know how to use them. I have shared that when we look at safety, whether that’s in our schools, on our streets, in our homes, guns are not the problem. It’s the hearts of people. And that I remember when I went to college and I went away to the state of Texas and where the freedom of firearms was quite abundant, and young men would have their hunting rifles behind their heads in the gun rack in their pickup trucks.
SPEAKER 16 :
Indeed. And one of the things that I reference when we talk about that, because that’s something that I hear quite often, people saying, what has changed, right? Guns used to be humanized and normalized in culture, that it was not something that you saw and you wanted to steal or commit acts of violence with. It was something you just recognized and respected. And when we’re looking at all this quote-unquote violence that has happened with firearms, it’s not because of the gun. One of the things that most of these violent offenders have in common is they are on you know antidepressants they’re on medication they’re on pharmaceuticals that give them very very awful feelings and psychosis and we also can look at society and say okay what also has changed and it’s a cell phone it’s all of these things that are addicting people to instant gratification they have hypersensitivity there’s all these you know, small but yet important changes that have happened in society, and we’re seeing how it’s affecting people. And, of course, somebody needs a scapegoat, right? We need a whipping boy, and the gun becomes that whipping boy.
SPEAKER 07 :
Well, and I think what’s interesting is through this change of values, we’ve lost sight of the value of life and the value of respect. And I was always taught that I was to respect the firearm. And we had guns in my home because my dad hunted. And I was scared to death of them. And I just stayed away from the gun cabinet. And it wasn’t until my adult life that I chose to want to understand how to use a firearm and to use it with competency and respect. And so I think the rhetoric hopefully is changing through conversations like this, Alicia.
SPEAKER 16 :
Indeed. And one of my jobs is to help people understand that I don’t want them to fear the gun. I want them to honor and respect the tool. and we have to change the way we are discussing guns in society uh the word weapon is a no-no in my class because i don’t want people to call firearms weapons they are tools the mind is the weapon and we need to understand that it is our focus is who we are as people that can be weaponized and we have tools that we can use in order to make those agendas happen your voice is a tool your Your vote is a tool, and I want people to exercise their rights to have and use these tools so we can change and humanize gun culture again in society, that people do have a respect for them, and that it’s not something that everybody is completely fearful of and assumes the worst. Because being in possession of a firearm does not mean intent to commit harm. And we have a lot of these laws that are being passed and politicians that are doing their best to groom not only society now, but our future children to be afraid of firearms and assume that just because someone has one, they mean harm, which is absolutely not true.
SPEAKER 07 :
Well, so appreciate your passion for this. And how can our listeners reach you if they are interested in some education?
SPEAKER 16 :
They can go to concealedcarryclassdenver.com. They can also support us at the Second Syndicate. So my nonprofit that I created this year with Spartan Defense is called the Second Syndicate. And what we do is we mobilize and educate people in a grassroots effort to protect and defend the Second Amendment. We have a giveaway going right now for some Springfield 1911s that was donated by the Damage Factory. And what people can do is they can go to our website or they can go to GiveSendGo and do Operation Education, where we are doing our best to raise funds to put people through the Faster Colorado program, which is an organization founded by Laura Carno. that helps arm educators so not just teachers but you know the lunch lady the custodian people that work in schools that want to defend our youth because we have this ability and what we want them to do is exercise that right to protect our students and our youth so if they cannot afford the tuition to go through the faster program the second syndicate is raising funds to make sure that we can offset that cost and help educate these people so they can exercise their right to protect our kids
SPEAKER 07 :
That is terrific. Well, thank you, Alicia, for being on this morning. And check out the Second Syndicate and support her work. We look forward to talking to you next week. You have a great weekend, you guys. Thank you so much. And thank you to Roger Mangan State Farm Insurance team for their participation and partnership of the Kim Monson Show.
SPEAKER 06 :
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SPEAKER 02 :
Do you strive for excellence as you work with your clients and customers? Does it make sense for you to add a unique and focused branding opportunity to your marketing portfolio? Would you like to access a broad customer base that loves our country and wants to make life better for ourselves, our neighbors, our colleagues, our children, and our grandchildren? Then you may be a perfect fit as a sponsor slash partner of The Kim Monson Show. To learn more, reach out to Teresa at 520-631-9243. Teresa would love to talk with you. Again, that number is 520-631-9243. It’s right!
SPEAKER 07 :
Welcome back. I’m Karen Levine, and I’m pleased to host the show today for Filling in for Kim. Remember to visit Kim’s website at kimmonson.com. That’s Kim, M-O-N-S-O-N dot com. And sign up for our weekly newsletter. You’ll get the first look at her upcoming guests as well as the most recent essays. You can also email Kim at Kim at kimmonson.com. We want to thank you for contributing to support our independent voice and to exercise our right to freedom of speech. Through all of Kim’s work with the veterans, she is honored to highlight the USMC Memorial Foundation and all the work that they are doing to raise money to remodel the official USMC Memorial, which is located right here in Golden, Colorado at 6th and Colfax. Paula Sarles is the president of the foundation. She is a Marine veteran and a Gold Star wife. Paula and her team are working diligently to make the remodel a reality. You can help them by donating to the USMC Memorial Foundation at usmcmemorialfoundation.org. And I am excited to welcome our guest, Libby Szabo. Libby is a friend and she is a former Colorado State Representative and former Jefferson County Commissioner. Welcome, Libby. well thank you karen good morning good morning so we were having a conversation a couple of weeks ago and i became intrigued of your pathway to get involved in representing the people of colorado when you chose to run for state representative years ago and then you moved into the commissioner position in jefferson county And so I’d love to start the conversation just to learn a little bit about your service when you started that journey and how long you serve for us and kind of give us an idea about who you are.
SPEAKER 17 :
Okay. Well, those are a lot of loaded questions. So basically, in 2008, I ran for the state Senate. And I lost by 1% in a Senate district. And it was a real eye-opener as to what the political realm was going to be about. And I use that word politically. loosely because they spent $1 million in a small state senate district against me and the flyers and commercials and everything were flying every day and I thought wow what am I getting myself into and so unfortunately I didn’t win that race I lost by 1% And so about a year later, they came to me and said, well, you won the House district you were in. You didn’t get enough votes in the other House district because the Senate district is two House districts put together. And, you know, you should run for your House district. And I was still exhausted because I gave it my all and said, And I said, well, you know, let me think about it. Let me talk with my family. Let me pray about it. And to make a long story short, ended up running again for House District 27, which is in the northwestern part of Arvada. And as, you know, we were running, it was getting kind of hairy at the end. And my husband said to me, you know, Libby, you might not be so lucky this time. You just might win. I just kind of looked at him and, you know, down the road, I figured out what that meant. And so I did actually win. And that would have been in the election in November.
SPEAKER 07 :
of 2010 was sworn in in 2011 and off i went uh serving as a state representative for house district 27 well and that was quite the journey and we were talking about as a state representative you are tasked with bringing forth five bills isn’t that correct
SPEAKER 17 :
Yes, you are allowed or tasked given five bills that you can run each year. And at the end of the session, when they add up the bills, you know, it ends up to be we end up voting on like 680 bills. Right. They don’t know math real well down there because there’s only 65 members, and if each one gets five, it certainly doesn’t add up to 680. So there are some other bills that are given by the Speaker of the House. Most of them, if not all of them, are given to the party that is in charge, and they’re called late bills. So, yes, each representative is allotted five bills. And then if you’re on the right side of the aisle in the majority, you can also acquire five, ten. You know, who knows? The sky’s the limit on how many late bills they will give you. And I always thought five bills was a lot of bills. for each person to run, and do we really need, you know, five more laws from 65 different people? And my answer to that is no, because I, you know, would look at all the different law books in my office, they filled up a whole bookshelf And the type font in them seemed like about four fonts. And that’s a lot of laws. And who can know all that? You know, you can’t follow a law if you don’t even know it exists.
SPEAKER 07 :
Well, and what I’m hearing you say is that each representative is given the opportunity to bring five bills forward, but they’re not required.
SPEAKER 17 :
correct yeah if you want to just bring one bill and um i you know i don’t i don’t know anybody who didn’t bring any bills but i’m assuming um you could not bring any if you want i don’t i don’t know about that but yes we’re not there were some years i ran three bills
SPEAKER 07 :
Well, and this is what I find interesting, as you said, are more laws on the books necessary for the betterment of the Colorado community. And we’re going to head to break for just a minute here and hear from one of our sponsors. But when we get back, I want to hear about some of your successes.
SPEAKER 25 :
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SPEAKER 19 :
There’s so much noise coming at us. Sometimes it is difficult to make sense of it all. How can you sift through the clamor for your attention and get to the truth? The Kim Monson Show is here to help. Kim searches for truth and clarity by examining issues through the lens of freedom versus force. Force vs. Freedom. Tune in to the Kim Monson Show each weekday, 6 to 8 a.m. with encores 1 to 2 p.m. and 10 to 11 p.m. on KLZ 560 AM, KLZ 100.7 FM. The KLZ website, the KLZ app, and Alexa. Play KLZ. Shows can also be found at KimMonson.com, Spotify, and iTunes.
SPEAKER 07 :
Welcome back. I’m Karen Levine and Kim’s taking the day off and I am privileged to sit in her seat. We want to remind you to go to Kim’s website at KimMonson.com. You can sign up for Kim’s weekly newsletter. You’ll get the first look at all her upcoming guests as well as the most recent essays. And you can certainly email Kim at Kim at KimMonson.com. Thank you for contributing to support our independent voice and to help us exercise our right to freedom of speech. We have with us Libby Szabo, who is a former state representative and Jefferson County commissioner. And we’re just going to jump in. And I am excited to hear about what you would consider some things that happened in your position that made things good for Colorado.
SPEAKER 17 :
Well, you know, like we talked about, there are a lot of bills out there that – there are a lot of bills that turn into laws, actually, that aren’t great for Colorado. But I feel like some of my accomplishments were – I really tried to stay on some – to help create business business. a better way where they could thrive in this state and not have so much regulations against them. You know, our family owned a business, and a lot of our extra expenses in the business were overregulation. And so I would try to create bills for better permitting processes. uh in different aspects quicker permitting process because you know when you’re in business time is money exactly and um you know i i i really felt sometimes i was um on the business committee for the five years i was in there and i really felt like sometimes that uh some of the legislators did not realize that um The lion’s share of the tax dollars came from business, and those were the tax dollars they liked to spend and squander. And so in order for them to be able to do that, we need to make business strong in Colorado. Right. But one of the bills that actually passed that I am proud of was Uber – and Lyft as we all know those ride share companies had just kind of come on the scene at that point and they were operating in Colorado but they were not legal and I ran a bill that made them legal And it was a very up and down bill. It took three quarters of the session to get it through. The unions fought hard against it because they represented the taxi drivers. But I think through all of that, the taxi drivers realized they could join those platforms also. Well, and it offered make Mormon.
SPEAKER 07 :
Yeah. And having Lyft and Uber offered choice to the consumer, to the people of Colorado. Right.
SPEAKER 17 :
Right. And competition is always best for the consumer.
SPEAKER 07 :
Right. Right. And what made it illegal for them to do business? Was there certain regulations or policies that they weren’t meeting? And so we needed to get that in line, which made your bill valuable?
SPEAKER 17 :
There were just no parameters around what they could do, what types of insurance they needed to hold, how they could protect the public. There was nothing. They just started their platform. And in some states, they needed nothing. But in other states, they did. So we kind of took the best of the states that had some parameters around it. And um it was you know the insurance was was a really big deal along with the cab drivers um on you know how do we insure these people what happens if they have an accident and somebody in their car is injured how does that work because the insurance companies you know on their regular policy because you know um if you’ve gone in an uber or lyft it’s your own car yeah um and um They were using just their regular insurance. Personal. Yeah, their personal insurance to insure the car, and it really did need to be a higher cost.
SPEAKER 07 :
entity with people in car using it for a business you know those type of things yeah adding those protections not only for themselves running the business but for those who were hopping in the car
SPEAKER 17 :
Right. Because basically what it is, is you work for yourself and you join the platform. And that’s a whole new idea, too. Right. There are several other businesses now that do that. But that was very new at this time. And, you know, work out all the ins and outs. And how did this work? If you’re really not working for a company, you’re joining their platform. And through that, they make a little bit of the money and you make some of the money. And so, yeah. So it took a long time. I would say one day, this isn’t going to pass. And then the next day, I’d say, this just might make it. It was like that the whole time. And yeah. So that was one of the accomplishments I was proud of. Also, working hard to stop bills that weren’t good for Colorado. And trying to show people how these will hurt them. in the state and how they will hurt business and those type of things. That was a full-time job trying to do that because there were a lot of bills. I always called those type of bills mail piece bills because they just wanted to be able to have some kind of bill that had a good sound bite that they could send to their constituents in the mail to say, please re-elect me because I ran this particular bill. And it had a pithy name and sounded good. But when you really looked at it, it wasn’t so great. So I spent a lot of my time fighting those bills, helping my caucus fight those bills. I was the assistant minority leader for two terms. And so in that leadership role, that was one of my my duties to help, you know, set up how are we going to try to
SPEAKER 07 :
squelch this bill yeah yeah well and i know in the most recent uh legislative uh um session um they looked at over 700 bills and there was quite a few harmful bills in the world of real estate that passed and um again we sometimes don’t look at what those long-term consequences are and um one of the best suppliers of rental housing are mom and pops you and me who have chosen to invest in real estate and then make those properties available to our neighbors and friends in our communities and we do that at a market rate at a fair rate and the things that are going to be imposed on landlords are really harmful to the overall housing market and is going to cost our renters more money to protect the landlords I mean it’s just not a win-win and so important that you know we put good people in those representative positions um and as you said I think the comment you made to me was about those who run as an activist can’t be super effective in their role
SPEAKER 17 :
Right. Well, we, you know, we go in to represent, of course, our district. But as a state representative, you’re also representing the entire state because every law that passes is for the state of Colorado. My bill was not just for House District 27. Right. It was for the entire state. Right. When you don’t come into it, when you come in as an activist, if you’re smart, you learn very quickly that ain’t going to work. Because you need to get buy in, especially when I was there, we had a one seat majority for two years and then we had like a three seat deficit. in the minority. And now it’s super majorities in both houses. It’s impossible to get enough people on committees and that type of thing to stop some of these activists from just running. They run with blinders on. And that’s never good for the state. It’s never good for the people in the state because they have one idea and that’s all they can see. And we need to you know make sure when you’re voting look into these people see what bills they ran in the past if you’re re-electing them see where they’ve come from see what activist groups they’ve been involved in and and know what those are don’t just blindly vote Because that’s where we get into circumstances where we think, what on earth is the legislature doing? And we didn’t look into who we were voting for. And I think that’s our responsibility as a citizen.
SPEAKER 07 :
Yeah, I would agree with you, Libby. So let’s just jump quickly. We have a few minutes and we can chat about. So you went from state representative and jumped into the county commissioner position in Jefferson County. And you served there for what period of time?
SPEAKER 17 :
I served there from February of 2015. I filled a vacancy because Faye Griffin won clerk and recorder, and she was the commissioner. Oh, right. So I stepped out of the legislature, filled that vacancy, and I was not reelected in 2020. So I served until January of 2021. So that was six years of service, and it’s a four-year term, so a term and a half.
SPEAKER 07 :
Term and a half. And is there one thing you would highlight that you feel you did well in that commissioner position for Jefferson County?
SPEAKER 17 :
Sure. It was a very different position than a state representative. County commissioners work with the people. They’re very close to the people. Local government is the closest government you have to your actual situation. And that’s where everybody should be watching because that’s where your life starts. by their decisions will change quickly. And I’m a people person, so I enjoy helping people in Jefferson County work out, you know, just things you couldn’t even imagine. Disputes with their neighbors. It was so funny because I’m like, gosh, I got the Hatfields and the McCoys here. This is interesting. I didn’t think I’d be doing this. But helping people, you know, when one of our entities… um is not taking care of the the the land around the park and it’s uh going and something’s happening with someone’s yard things like that i could work with the people and i could work with the organization and with the jetco edc to help business i could carry on that mantra into the edc and So keep your eyes on your local government, guys, because those decisions is what will change your life very quickly. The feds is what we kind of watch in the federal government, and that moves very slowly, but it’s the local government who’s changing things in our communities every day. And I just want to also say, Karen, everyone should get involved. If you feel like you want to run for office, I think you should. And give it a go and serve your community. Don’t serve the lobbyists and the other people around the activist group. Serve the people of your community because that’s what matters.
SPEAKER 07 :
Oh, Libby, that was a great way to wrap up this section. And I really appreciate you jumping in and being one of our guests on the convention show today. We’ve just I think just getting that down to earth grassroots perspective of serving the people of Colorado will be helpful, helpful to our listeners. We’re going to go to break. I want to thank you for being on and we’ll be back in a minute.
SPEAKER 22 :
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SPEAKER 01 :
All Kim’s sponsors are an inclusive partnership with Kim and are not affiliated with or in partnership with KLZ or Crawford Broadcasting. If you would like to support the work of The Kim Monson Show and grow your business, contact Kim at her website, kimmonson.com. That’s Kim Monson, M-O-N-S-O-N dot com.
SPEAKER 22 :
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SPEAKER 07 :
Welcome back. I’m Karen Levine and I’m pleased to host the show today. Kim is out of the studio and has graciously put me at the helm. Remember to visit Kim’s website. That’s Kim Monson dot com. Sign up for her weekly email newsletter. So you’ll get the first look at her guests and the most recent essays. Also, you can email Kim at Kim at Kim Monson dot com. Something that should be in your bucket list is to visit the Center of American Values located on the beautiful Riverwalk in Pueblo. The Center of American Values was co-founded by Medal of Honor recipient Drew Dix and Emmy Award winning documentary maker Brad Petula. The center is focused on honoring our Medal of Honor recipients and teaching and upholding the principles of America. honor, integrity, and patriotism. For more information, check out their website, AmericanValuesCenter.org. So it has been a couple of hours of the Kim Monson Show, and Lauren Levy with Polygon Financial and I have been in studio, and we’ve had some interesting conversations. Any comments you have on what we learned from Libby Szabo, our former state representative and county commissioner?
SPEAKER 20 :
I always find it interesting here, you know, to see the shift in our state government, you know, when she was talking about how, you know, there was a slight majority either way back in her time. And then now it’s, you know, super majority one way. It’s got to be tough and challenging and frustrating to be trying to get things done. And realizing that the odds are not in your favor. And still going in and trying to fight every day. So kudos to those that do that. You know, and it is important that she says, you know, to try to get involved if you feel the call. Because… At the local level, there’s a lot happening all the time. And people can make a difference. We had a lot of people on here today trying to make a difference, which I find very exciting and cool.
SPEAKER 07 :
It’s encouraging. It’s really encouraging. And I was thinking about if you feel like you would like to serve your community, jumping in to a city council meeting. race getting into a city council position or a commissioner position and one of our sponsors one of Kim’s sponsors is Karen Gorday and she is running for city council in the city of Lakewood and it sounds like she’s out there meeting the people and people are really appreciating her perspective and the fact that she wants to support the things that are important to the citizens of Lakewood
SPEAKER 20 :
Yeah, I liken a lot of things that I see in my time to sports because I’m a sports junkie.
SPEAKER 07 :
Yes, you are.
SPEAKER 20 :
And I spend a lot of time at games, youth games, all kinds of games. And I was talking to someone just last night. I was at a high school football game, and there’s a massive shortage of high school football referees. They’re playing on Thursday night. They’re playing on Friday night, sometimes Saturday because they only have a limited number of referees. And people will sit back in the stands and yell at the referees and tell them how bad they are, but then nobody wants to be a referee. And it’s the same thing in city council or any other local government. A lot of people just want to complain about what’s going on in their world but don’t want to throw their hat in the ring to try to make a change. And so the ones that do, that’s why I’m always quiet. Even if I see a referee or an umpire or something struggle a bit, I’m like, you know what? They’re out there for not a lot of money and taking their time and dealing with the crowd, the calls from the crowd and stuff. So kudos to them for doing it.
SPEAKER 07 :
Most definitely. Most definitely. Joe, you got something on your mind?
SPEAKER 04 :
Well, with sports, I generally muttered something to myself, but I don’t ever want to just shout out to them. I always feel like they are already volunteering their time in the first place. I don’t need to make it a bad position in the first place just because I’m upset at a call. In football, my dad told me this when I was growing up playing football. And once that play is over, it’s over. Just go on to the next play. That play is not there anymore. And I think that, I have to tell myself that a lot.
SPEAKER 20 :
Well, I think people learn from watching major league stuff, major league baseball, the NFL, where those referees are highly compensated, whether it’s their full-time job or not. They’re still highly compensated for what they do, and a lot of people want those jobs. It’s the local stuff where the people are making $60, $70 a game. Not including the drive time to and from the game and everything else that they’re doing to try to help these kids have a game. Because if you don’t have umpires and you don’t have referees, you don’t have a game.
SPEAKER 07 :
Right.
SPEAKER 20 :
And those are the ones that you need to have a little respect for and not… tear them up because when they quit it’s kind of like when you said there’s a lot of people that are aging out of these things and there’s not a lot of people looking to get into it coming back at a younger age at a younger age well and I think when somebody recently who I find quite wise said to me
SPEAKER 07 :
Before you are too critical, ask yourself, would you want that job? And if you would want that job, then jump into that position and make that job better. But if you didn’t want that job, maybe you should be thoughtful of the fact that they’re doing the better. In most cases, they’re doing the very best they can. And they’re trying, especially at the sports level at junior high, high school, and even soccer at elementary school, we’re trying to teach our children good values and skill sets and respect. And as parents, we should maybe reflect that more when we’re on the sidelines.
SPEAKER 20 :
I agree.
SPEAKER 07 :
Maybe. I don’t know. So we have, yes, Joe?
SPEAKER 04 :
I just want to say as well, and referees, usually they’re not just going out, well, I’ll be a referee because it’s a good side job. They’re usually extremely passionate about the game in the first place, and I think that’s something very big to notice as well.
SPEAKER 20 :
Oh, yeah, and they’re passionate for the athletes as well. They enjoy the game, and they want to be able to have them to have a game, like I was saying.
SPEAKER 14 :
Yeah.
SPEAKER 20 :
And they’re filling a need, so I agree. So same thing with these local politicians, as we were talking about.
SPEAKER 07 :
Mm-hmm.
SPEAKER 20 :
there’s a need and they’re filling it. So good for them.
SPEAKER 07 :
Exactly. And it’s interesting if we go full circle, we started the conversation this morning about compensation to our elected representatives and having this commission that looks at that. And then we had a former representative on the line who had a heart for the people of Colorado and to make day to day living both for local business and for upcoming business, creating new business opportunities. And then we look at our federal government who is requiring people to go to work without pay because they can’t seem to get their act together to operate at a federal level. So we’ve kind of hit all levels today, haven’t we, guys? Yeah.
SPEAKER 04 :
Yeah. We absolutely have. And I think that’s another unique thing, though, too, is how do you tell the snakes in the grass? Because there are the people like Libby who are extremely passionate for the people of Colorado. But then there’s others. I won’t name names that only benefit themselves and get a precursor to what’s going to happen so that they can benefit themselves. It’s weird.
SPEAKER 07 :
Yeah, yeah. And in some regards, we hope it’s not the survival of the fittest.
SPEAKER 20 :
Or the wealthiest.
SPEAKER 07 :
Or the wealthiest, right. That the common people can enjoy the beautiful things of Colorado and our state. And one of the headlines, listeners, that came up when we were off on break was that the school lunch menu is going to take out pizza and chips and And we were talking about that pizza is sort of a rite of passage.
SPEAKER 20 :
Fridays will never be the same.
SPEAKER 07 :
I know. How is that going to work? I mean, I’m sorry, but in any given week, pizza is always involved.
SPEAKER 04 :
Most of my family is in New York. I think I could have pizza every day for the rest of my life and be happy because there’s at least different variations of pizza.
SPEAKER 07 :
That is so true. And I hosted for my clients a pizza party on Monday night. And we all made individual pizzas. And it was a fall flavor sort of forward.
SPEAKER 20 :
Pumpkin pizza?
SPEAKER 07 :
Well, I had squash. So I did. I had roasted squash and roasted tomatoes and some Italian sausage. It was stinking delicious.
SPEAKER 14 :
Nice.
SPEAKER 07 :
i know so now we’re all going to be hungry as we um as we wrap up at the at the kim munson show so i just want to repeat our quote of the day and then some um success can be defined in three simple words and then some the top people did what they were expected to do and then some they were considerate and kind and then some they were good friends and helpful neighbors and then some Quoted by Darnell Johnson. And we don’t know which Darnell. But with that. Thank you for listening, and thank you, Kim, for allowing me to sit in your chair. And today, be grateful, read great books, think good thoughts, listen to beautiful music, communicate and listen well, live honestly and authentically, strive for high ideals, and like Superman, stand for truth and justice in the American way. You are not alone. God bless you, and God bless America.
SPEAKER 12 :
Like a new moon rising fierce Through the rain and lightning Wandering out into this great unknown And I don’t want no one to cry But tell them if I don’t survive
SPEAKER 23 :
The views and opinions expressed on KLZ 560 are those of the speaker, commentators, hosts, their guests, and callers. They are not necessarily the views and opinions of Crawford Broadcasting or KLZ management, employees, associates, or advertisers. KLZ 560 is a Crawford Broadcasting God and country station.
Thoughts On Representative Government – Libby Szabo
Welcome to the Kim Monson Show podcast. Kim Monson is your host. “The rights of persons, and the rights of property, are the objects, for the protection of which Government was instituted,” wrote James Madison. Friday’s guest host and RE/MAX realtor Karen Levine and mortgage specialist Lorne Levy discuss owning property. Former Colorado State Representative and former Jefferson County Commissioner Libby Szabo shares her thoughts on representative government. Co-founders of The 2nd Syndicate Alicia Garcia explain how you can join them in protecting our Bill of Rights. ————————————————————————————– The Kim Monson Show airs on KLZ 560 AM every Monday
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