Join Angie Austin and Dr. Cheryl Lentz as they explore the nuances of life transitions, from parenting challenges to rediscovering passions. Hear how Cheryl navigates her life with vigor amidst health setbacks and reflects on the value of mentoring and coaching. Their conversation extends to the art of embracing vulnerability as a strength and finding joy, even when life requires adaptation.
00:15:51 Wildfire Preparedness and Insurance Insights
SPEAKER 01 :
Welcome to The Good News with Angie Austin. Now, with The Good News, here’s Angie.
SPEAKER 06 :
Hello there, friend. Angie Austin here with The Good News along with the academic entrepreneur, Dr. Cheryl Lentz. Hey, Cheryl.
SPEAKER 04 :
Hey, it is so good to talk to you. It’s been a few weeks in there. Yes. Life just happens. I think somebody pushed the accelerated button somewhere, you know?
SPEAKER 06 :
Yes. I’m just telling my girlfriend who does not have children. I said, I feel like a whole new world has opened up for me because I’m traveling a lot and doing a lot of things with my friends that I used to travel with in my twenties and early thirties. And I said to her, you don’t even know what a full-time job it was to have three kids in year round sports. When I was driving them to practices, the swim meets took all day. We’d have to be like you know, timers at the swim meet, you’d get up at like five 30 in the morning, set up a tent outside the pool and you’d be there to like three or four in the afternoon. And then, you know, just going to baseball practices and sitting, they were so far, but I’d sit in like a parking lot, you know, for a few hours while one kid was in there or like dance class, if they were too far away, you just sit in your car, you know? And, uh, I just, it was like a full-time job. So like a whole new world is opening up to me. And you talked about a book the last time we talked and a mindset. So we’re going to talk about how A student asks you about this and then how you put this mindset into your own life. So let’s start there.
SPEAKER 04 :
That’s cool in there. Yes, I’m teaching a mentoring and coaching class right now. And a lot of it is teaching them when to ask for help because the the result at the end of each week is they take an idea of. Now that you’re telling us, we differentiate between coaching, which is skill set, mentoring, which is mindset. And so we’re looking at how might you have benefited from this. And a lot of them are trying to get over the fact that, well, gee, you know what? Asking for help is kind of a sign of weakness. And I’m like, no, it’s not. It’s kind of a sign of strength because you want to sit on the sidelines and watch everybody be successful. The reason they’re being successful is they’re willing to open their mouth and take the shot. and talk to people, but they’re doing it with a calculated risk, right? They’re not willing to, for example, I was on the phone with one of my students in Dubai today, and he’s thinking of starting a business. He knows that I, as faculty, have had a business for 15 years, and he’s willing to risk being vulnerable to ask me questions about his business. that he wants to start versus having the regret going, I can’t go to my grave not knowing that I tried to do this, and I’ve been trying to do this for years, but I’m too afraid of it. Now your class is giving me inspiration that going, I can’t sit on the sidelines. I’m not going to do it right 100%, but I’m also not going to be able to do it at all if I don’t do it at all. And I’m like, there you go.
SPEAKER 06 :
Yeah, I just love the way that you’re putting it into action as well because you’ve been dealing with some health issues. And then prior to that, you had your dog, Gracie, your heart dog, that you had to nurse through many years of, you know, some medical issues. And then you had told me, you know, I’m going to travel then, you know, when I don’t have Gracie anymore because she took up so much of your time and you didn’t want to leave her with anyone. And then you told me it’s more than just that you don’t have Gracie right now, that you want to keep living your life to the fullest, even if it’s not an optimal situation. And just to kind of add a little side note to that before you explain what we’re talking about with my mother and my mother-in-law, my mom has had difficulty walking really since she was in her fifties. And, um, She had bad knees and I got those replaced. I thought, oh, she’d be a great walker after that. Well, she’s in her 80s now. And even after the knee surgery, she wasn’t. And I’ve always admired that my mom, I have a wheelchair for her that travels. I have a walker for her that you can sit in. I have an old school walker that’s really light for her to use in the house. I have a four prong cane and a regular cane. And with the wheelchair, that was a new thing. But she can walk behind it like a walker. And then when she gets tired, she can sit and I can push her. So we have every tool to help her get up. Well, my mother-in-law, on the other hand, will not use anything. And I can tell that she limits herself and doesn’t go to certain things because she has pain in her knee and she has difficulty walking. So she’s made her world smaller. Whereas if she’d use a walker or a cane, she could go a lot more places. But she thinks it makes her look old. But I think it makes you look old to be limping around everywhere and have all of your family members and friends be worried that you’re going to fall and break a hip. It doesn’t make you look old to get some help because a lot of people at various ages need help with a cane temporarily or a walker or maybe not temporarily. But I love it when people have the courage to just use it and get out there and live your life. So explain your mindset on traveling and what’s going on without, you know, don’t give any more info than you feel comfortable giving.
SPEAKER 04 :
No, I understand that. And I have no secrets. That’s the whole point of learning to be vulnerable in there. But my dog, her last nine months of her life were seizures. And so I had to be around the clock with her medication. And so I vowed that I wasn’t going to replace her as a dog, even though I’ve had dogs for 20 years, simply because I wanted the freedom to be able to go out and do things. Then, unfortunately, I had a medical kind of a to-do thing that I’m working through, and there’s this sense of urgency, and I think I’ve had it since COVID, of a I’m not getting any younger, and my point is life happens to you, not for you, and you have to decide what you want to do with it, and these tools that I have… I’m currently in Albuquerque at International Balloon Fiesta. I’m in a house with friends because I used to live up here. And I came and because it’s a nighttime event, both we went for the evening night glow and we went for the mass ascension. I used a wheelchair as a walker because I didn’t bring mine with me and I’m using one temporarily. And here’s the choice. You can either sit home and whine about it or you can use the walker and be there. I got to be there and nobody made any big deal other than, you know, we got a few advantages because I have my ADA temporary certificate. So we got to park a little closer and everybody else got to take advantage of it. And we got to be there as a family group together. And it was wonderful that I would have missed that had I not been willing to not bring the walker. And it just gave me a little stability. And yes, I could sit when I needed it. Other people could sit when we needed it. We used it as a tool. Nobody made a big deal about it. But the point is, I was there and I’m now still here and I don’t get to go on Wednesday. And I’ve been able to come back and do a Broadway musical a couple of weeks ago. I’m going out to a football game in a couple of weeks in Seattle. I’m no longer willing to wait. And the reason is the why is because too many people around me are dying and too many people around me are willing to sit home and allow life to happen to them. And I’m more of the mindset life will happen to me. And if I have to be in a wheelchair when it does, I’d so be it. But I’m not going to stay home and miss it. That’s my mindset.
SPEAKER 06 :
You know, and you told me, like, I didn’t realize that you were, you know, sometimes using a walker wheelchair, not necessarily around the house, but, like, when you’re out for a while. Like, my mom doesn’t use them here, but when she’s out for a while, it’s great to have that backup and to be able to sit down or have something to just lean on, right? Exactly. And especially in crowds, like she gets knocked around so much. I’m like, mom, it’s not safe to go to a basketball game or, you know, a swim meet or anything like that, where people are going to bump into you and knock you over. My aunt is, she walks three miles a day and has her entire life. She’s in her mid nineties now. And she just fell and broke her hip now because she’s been walking three miles a day for, I mean, the entire time I’ve, I can’t remember when she didn’t walk three miles a day. And so she’s lived longer than all of her siblings because of this activity that she’s involved in. And I don’t – we’ll see what happens. If still in her mid-90s, she could survive a broken hip because that’s usually not the norm. So I’ll report back on that one. But when I was going to come visit you, which I’m still going to do, but it didn’t work out this last time, you kind of forewarned me. You said – Hey, just so you’re not freaked out, I do use bring a walker so I have a place to rest or this, that, and the other because I’m dealing with some medical issues right now. And I’m just so proud of you. I would say 50% of people would rather stay home than have strangers see them with a walker or a cane because they’re afraid it’ll make them feel old. Same thing with hearing aids. Like, really? You’re going to stop living life because you’re worried strangers might think you’re five years older than you look?
SPEAKER 04 :
Isn’t it amazing? We’ve placed so much stock into people we know. And I’m thinking, here’s my philosophy. If you don’t pay your bills, you don’t get a vote. I’m the one that matters. You’re not the one that’s paying. Remember in college, he who pays the bills, right? Your parents paid your college. They have some say in some of that because they’re footing the bill. I pay my own bills, and so I get the choice. And I’m just not one of those that I use it sometimes. Not around the house. I do go kayaking, but I have to limit certain things. And so I’ve adjusted it. But I’d rather adjust it and have the amazing things that I’m going around and seeing stuff. Rather than sitting home and whining about it or saying, oh, I wish I could have. So do it in a wheelchair. You might not do it exactly. I mean, I’m not dancing the Irish jig these days, but I was able to experience one of the most monumental things here in Albuquerque that people only dream about. And I had the courage to come. And to me, it’s not courage. It’s having friends that you trust. that just in case they just do a little extra for you but if i can be more self-sufficient then they don’t have to worry about me because now i’m there and i’m part of it and i don’t have to feel bad at christmas vacations or or family events when we’re all talking about it and they’re like oh you remember the trip and i wasn’t there i want to be there so i can have those memories and i’m not willing not to be so it really is more of a mind shift and if you have the tools why not
SPEAKER 06 :
I love that. And would you please tell us, I love balloon festivals and I’ve been to a few, but you’re at like. I think the world’s best, right? I mean, isn’t it known as like one of the best in the world? Okay, so tell us what it is. Talk about the Ascension. I want to know about this drone show because I haven’t seen one of those yet. So tell us where you are and what this event is all about.
SPEAKER 04 :
Okay, I am in Albuquerque, New Mexico, and it’s called the International Balloon Fiesta. And while there are fiestas all over the world, this is the largest and the only one of its kind because of a unique geographic location. atmospheric thing that happens because the mountains, it’s called the Albuquerque box where balloons can literally, if the box is in place, take off and land exactly where they started from. And it’s amazing. So they have, when I was first here years ago, cause I used to live here, they had over 1200 balloons. I think we had a, the equivalent of that last night. So the glow on Saturday night, cause I got here on Saturday was, is that all of the balloons tether on the field. They just light them up, and you have this huge celebration. And we had, oh, I don’t know, at least 100 balloons there, and they light them up, and they do flicker burns and special shapes, and you can go right up to the basket and talk to everybody. It’s this huge Balloon Fiesta Park. I mean, we’re talking millions of people are here. I think they, you know, their city doubles in size for the first 10 days. The mass ascension was we all get up at, you know, four in the morning, if not earlier, and you make it down here and they have down patrol. That means they have 13 balloons that go up to see how the atmosphere is as the sun’s coming up. And then they put them off the field in waves. We must have had more than 1,000 balloons in special shapes from Smokey the Bear to Yoda and Darth Vader. And with all of the music and the food and the people and the weather, it was gorgeous. It went from 45 degrees to 85 degrees in the span of three hours. They do this for 10 days, and you try to have it because sometimes the weather, so for the night glow, for example, they had to put off weather alert because the winds were a little out of limit. But once we got there, they had jumpers originally that were going to jump from a plane at night with sparklers and pyroglyphics and all that kind of stuff, but they couldn’t do it because the winds were out of limit. They still did the drone show. And the drone show was that you have literally over 100 drones that make pictures in the sky. And then when the drone show was over, then we had the fireworks. And I’ll tell you, the fireworks are better than anything I’ve seen at Disney. Sorry, boys, but it was phenomenal that they had. And so all of these ways to celebrate light, ballooning, and they have all kinds of competitions. We were looking at, you know, buying. We had breakfast burritos because there’s certain food that I like from Albuquerque. It’s like being in a snow globe. So, yes, the first two weekends in Albuquerque, every year they’ve been doing this for – I think this is the 53rd International Balloon Fiesta. And so it’s something you have to experience. Yes, you can watch it online and streaming on the weekends with KOB.com and all of that. But being here with people from around the world that you can share such an experience of literally hundreds of balloons going up around you and having lived here. Right now, I get up this morning and I’m staying at my friend’s house in Albuquerque. I went outside this morning when she was telling me she was driving to work. And the balloons are just around town, and they’re going over the house. They feel like I’ve entered the Wizard of Oz. It’s absolutely amazing. You’ve got to come visit.
SPEAKER 06 :
Now, yeah, I’ve seen it many times and thought about it. Like you did, you’ve got to plan ahead. You’ve got to book it. You’ve got to get there. You’ve got friends to stay with. If you don’t have that, you’ve got to get your hotel. So you really have to plan ahead. But this is definitely one of those bucket list items. Absolutely. The drone show, I’ve never seen one of those. It lights up. Does it look like fireworks? What does it look like?
SPEAKER 04 :
It does look like fireworks, but without all of the pyrotechnics and the smoke and stuff like that. I’ll send you a video of it. All it is is… Do you remember what light bright used to look like, and you would put the screen that would have… This is moving light bright in the sky, and then you go up in there, and it creates pictures. It was making coffee cups and coffee that would pour into the cup, and it would have the sponsors, because they were sponsoring it in there, but… You would see things about masks. And they had a different drone show every darkness. So for mass ascension in the mornings as the sun’s coming up. So they’re looking for ways to keep people entertaining while you’re waiting for atmospheric conditions. And when they do mass ascension, they raise the flag and we sing the national anthem as the sun is just brimming over. And then they do all kinds of stuff. But the drone show is something I’ve seen at University of Illinois. I’ve done it at a few of their events. They’ve done it at the Olympics. They’ve done it at a lot of sporting events in the middle thing, and it’s just the coolest thing. These are just itty-bitty drones with lights on them that they form together, and they make moving pictures in the sky. It’s absolutely amazing.
SPEAKER 06 :
Oh, you’ve got to send me the video of that. Absolutely. All right, Cheryl, your website? DrCherylLenz.com. Thank you, friend. You betcha. Thank you.
SPEAKER 02 :
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SPEAKER 06 :
Well, we hear about it in the news all the time, unfortunately. Massive wildfires. The Eaton and Palisades wildfires in L.A. in January. You know, I worked at NBC for many years there, so I know so many people that live in that neighborhood. I was right down the road. And then here, you know. The 2021 Marshall Fire in Colorado, where I’m living now, and then the Lahaina Fire in Maui, what was it, like 23? And it’s just unbelievable how many of these fires we have now and how quickly they spread. But the good news is today we are learning how to prepare our homes and our finances for wildfires. And we’re talking science-backed action steps to help prevent ember ignition and why it’s important to contact wildfires. your insurer to make sure you have the right coverage so you could actually have another house if you did lose one in a fire. Joining us are two experts in the area, Karen Collins, Vice President at American Property Casualty Insurance, and Andy Cope, Chief Engineer at the Insurance Institute for Business and Home Safety. Welcome to both of you.
SPEAKER 05 :
Thanks.
SPEAKER 06 :
Great to be here. You are welcome. All right. So this is definitely something that I think a fair amount about, you know, due to where I live right now. So, Karen, let’s just start with you and talk about how to prevent underinsurance and ensure your finances are protected before you have a problem with a wildfire.
SPEAKER 05 :
Yes, under insurance has been a challenge across the U.S. with the surge in inflation that we’ve seen since the COVID-19 pandemic. We saw that, unfortunately, with the Marshall Fire right at those peak years. But you can take steps to protect against under insurance. uh make sure that you’re doing an annual insurance checkup to go over your coverages call your agent or insurance company and talk about your policy limits and your coverage do it at least annually you want to make sure the policy reflects the right square footage and materials of your home if you’ve done any upgrades since like covid for example Kitchen upgrades, whatever it might be. Make sure that’s included and reflected. There’s other optional coverages that can also help in protecting against underinsurance. We are seeing that demand surge. So we have inflation that’s roughly 40% higher now for rebuilding than it was at the beginning of the pandemic. Those costs can go up even higher from demand surge when there’s a disaster because everyone’s fighting over those same materials or construction labor. So things like expansion. extended replacement cost coverage. That’ll give you an additional layer of financial coverage to absorb those demand surge costs. In Colorado, we’re seeing changes like requirements for solar panels. So if you have to comply with a newer code, increase your ordinance and law coverage, which will give you additional financial benefits. These additional living expenses are also significant where they might extend from beyond just a year to two or three years as you’re out of your home. So talk about maybe higher coverage limits for additional living expenses also to absorb some of that. And then also make sure you know what your policy covers. There’s a difference. There’s replacement cost coverage that will replace all your items at current market price. And then there’s also actual cash value that takes depreciation into account and pays less for over items. So knowing the difference in what you have before the event is really important. Two other quick tips, just make sure that if you’ve got loved ones with paid off homes, make sure they continue to maintain that homeowners insurance policy so they’re not caught with a way to rebuild without a way to rebuild. And then also our renters in Colorado and the LA area, we have a lot of renters in these regions, but they can lose everything in a fire just like homeowners. And so Talk to your company about getting a runner’s policy that’s very affordable and usually can be bundled with your auto policy, but they’ll give you financial benefits for all your personal belongings inside the home and also that additional living expense benefits and other coverage benefits. So these are really helpful to address, you know, how you can financially withstand it and recover after these events.
SPEAKER 06 :
One of our renters in Boulder, Colorado, which is right in the foothills, she just got a policy. One of the kids did. And you’re right. They’re very inexpensive. And we had to do a bunch of fire stuff related to this rental home because it’s so close to the mountains and all the trees. And You know, the location of what you’re talking about. I’m going to ask you about embers. I’ve got friends in Altadena, you know, where the Eaton fire was. And I was watching a woman right down the street from my girlfriend’s house and they were trying to keep embers from burning their home. Right. And my husband said, oh, my gosh, like it’s almost an impossible task because. they were running, and then they had a hose, and there was an ember there, and then there was one there, and then one was in the palm tree, and it was like insanity trying to catch up with the embers. So what can they do to make the home more ember-resistant? Because that seems to be a big issue in these fires where the homes are so close.
SPEAKER 03 :
That is absolutely the biggest issue. When things are burning, the wind-borne embers, that’s what’s It spreads those spot fires to the neighborhoods and to all other pieces of the neighborhood. And it was a primary cause. Once a home gets burning, then those embers spread to the whole rest of the neighborhood. So there are a couple of key things that you can do to make your home resistant to those embers. First and foremost, you want to have a Class A roof. Now, the good news is most of the roofing is Class A, metal, tile, asphalt shingles. If you’ve got a wood shake roof, you need to think about would it be time to replace that wood shake roof to make sure you have the roof that’s non-combustible. And no matter what type of roof you have, you need to keep it free from all those leaves and things like that that want to be on the roof. That stuff is just tinder. So make sure you’re keeping your roof clear. Second thing people want to do, is check on those vents, the vents to the attic and the vents to a crawl space. Those allow your house to breathe. But the embers get into those vents, and now they’re burning stuff in your attic. Right, yeah. So you want to keep the embers out of the vents. And the easiest thing that you can do is replace them with ember resistant vents. Or if you’re a do-it-yourselfer, you can get some of that wire mesh that’s an eighth inch or tighter. And you can put that wire mesh on there to keep the big embers from getting into your attic space and trying to burn your home from the inside out.
SPEAKER 06 :
Are those vents on the outside of your house?
SPEAKER 03 :
Well, those are the vents that allow air to get into your attic. So they’re part of the roof or they’re part of the underneath. And you can easily replace them or if you’re a do-it-yourselfer, you could hire somebody to come and put the wire mesh on those vents to keep the embers out of your attic. Okay. Third and critical piece. Yeah. Third and critical piece. And we saw this in the Marshall fire, the wood fences and stuff like that, that connect to your house. So the third and very critical piece for people to think about is you want to have a safety zone right around your house. We’re talking about the five feet, the zero to five feet. That’s right there closest to your home. You don’t want anything that can burn. So we’re talking about wood mulch, we’re talking about firewood, we’re talking about wood fencing, we’re talking about bushes, particularly those little juniper bushes. Those are things that can burn when the embers get there, right? That’s what your neighbor was trying to put out with all the hose. They burn and then they light your house on fire. So you want to have a gorgeous, fantastic yard with all the beautiful landscaping, but you want that stuff to be away from the safety zone. You don’t want anything in that zero to five feet that can catch your house on fire.
SPEAKER 06 :
You know, this that depending on where you live, you know, I’m in a big community outside of Denver now with big lots, but tons of trees. Now, my cousin is in not far from where the Paradise Fire was in California. And their entire winter job, because they’re retired teachers, their winter job is clearing trees. And I am not kidding you. It is like massive work every day clearing stuff because they’re in a forest. And their home has not been burned even though they’ve lost some in the area. I think it was – was it Marshall? I don’t remember. No, no, that wasn’t it. But anyway, they – what they – The firefighters came in and wrapped their outbuildings kind of like burritos that you get at Chipotle. I was fascinated by it. And then they have water that comes up from the stream and onto their property. I don’t know how they’ve kept it from burning because fires have come so close to them so many times. But it is a job to keep that landscaping that you’re talking about away from their home. And when you live in a forest, it’s a little more complicated than my place, just keeping my fence away, which I wouldn’t even have thought of making sure the fence is at least five feet or more from my house. Anything else that we should know about landscaping and protecting our home?
SPEAKER 03 :
Well, changing your landscaping doesn’t mean you have to give up on curb appeal. It can be absolutely beautiful. Just move it away from the structure. And if you need to have a fence for pets and other reasons, you can have the wood fence. Just replace the last five feet. All you have to do is, you know, replace that with noncombustible like metal or something else. You can still have a gorgeous fence. You can still have a gorgeous yard. Just include the safety zone in your planning so that embers that land there have nothing to burn and they can just fizzle out.
SPEAKER 06 :
Now, Karen, you might be a good person to ask this question. I’ve had a lot of friends, especially in L.A., do home inventories now and especially my organized friends to make recovery easier. How do you go about doing that?
SPEAKER 05 :
You know, a home inventory is so important. We’re seeing a lot more attention for what you just mentioned. It’s important for every disaster, but even more so for wildfire, because what we’re seeing, sadly, is that when a home ignites in one of these big wildfires, over 90% of the time, there is nothing left. So how do you create a list of what you own to then get the reimbursement for that? That’s where the home inventory comes in. You’ve got to do it before the event. And it’s really simple. Go through each room of your house. Pull out your phone, turn on the camera, whether it’s video or still pictures, and go through room by room. Open the drawers, open the closet, go into the garage or attic, and just document what you have with some sort of image. If you’re doing a video, you can even kind of narrate it as you’re going. You know, describe, I’ve got this and this and higher-end items, my electronics, appliances, whatever. It’s literally just creating a record of what you have, so that after, if an event does happen, you can then use that to try to compile what it is that you’re needing to get reimbursed for. So having it, again, you don’t want to be thinking about this as you’re going through the emotional challenging aftermath of a fire or other event. Create it beforehand create the document, the files, and then just save it somewhere you can access, your shared drives, your Google One drives, whatever, email it to yourself just so you have the ability to access that. It is such a helpful tool that is so often overlooked, but will help your recovery process and that claim be a lot smoother, a lot less emotional, and what you’re trying to think through as you’re preparing that documentation.
SPEAKER 06 :
So it could be as simple as just doing a video from room to room, opening each drawer and narrating what you have.
SPEAKER 05 :
That’s exactly it.
SPEAKER 06 :
Now, in terms of going over all of your insurance prior to. Do you want to give us any more tips? Oh, and one more question before we get to that. When do you recommend like a certain, you know, something to bring with you when you leave? You know, do you have like, you know, the safe or, you know, all your documents together? Are there any tips that you guys offer for that as well?
SPEAKER 05 :
In the evacuation process, yeah, you want to have a go bag. We live in areas that are prone to disasters, and if you have to leave suddenly, having a go bag that you can grab that has whatever you need in it on critical things, you want to have, you know… If you have to gather them quickly, we have kind of a red light, orange light, green light system of ready, set, go in the wildfire space. So they will often give you a warning like, hey, get ready. So you’re pulling all these together for your go bag. Get set is where you’re about to leave, and then you go when you’re being told to evacuate. Things like… medications, your pet’s food, things that could be important records, insurance documents if you have them printed out, obviously some basic clothing or other things. So just anything that you need to have to reestablish if you’re going to be out of your home, several days of basics and just have that where you’re ready to go. Anything that can’t be replaced. personal family mementos, photo albums, things like that. You want to kind of stage some of those items as you’re getting yourself ready from an evacuation standpoint. And then there’s also things you can do to prep your home, again, as you’re leaving.
SPEAKER 03 :
Yeah, and right there as you leave, if you’ve got, like, you know, cushions and things like that on your porch, move those things. You know, toss them inside your house. Put your garbage can inside so that your garbage can is not, like, right up against your house trying to catch it on fire. If you have time. The most important thing, though, is you. Right? If you’re told to evacuate, go. And give your house the last fighting chance. If you have time, establish that safety zone right around your home.
SPEAKER 06 :
Excellent. Thank you, ladies, so much. Is there a good website for us to get more info?
SPEAKER 05 :
Yes. For anything on financial preparedness, how to review your insurance policy, how to do those home inventories, we’ve got all of that available at www.insurance. That’s apci.org slash wildfire.
SPEAKER 03 :
And for those things about how to prepare your home, go to wildfireprepared.org.
SPEAKER 06 :
Thank you, ladies, so much. Great info.
SPEAKER 01 :
Thank you. Thank you for listening to The Good News with Angie Austin on AM670 KLTT.
Join Angie Austin and Dr. Cheryl Lentz as they explore the nuances of life transitions, from parenting challenges to rediscovering passions. Hear how Cheryl navigates her life with vigor amidst health setbacks and reflects on the value of mentoring and coaching. Their conversation extends to the art of embracing vulnerability as a strength and finding joy, even when life requires adaptation.
